Stock fact sheet · data as of
Advanced Flower Capital Inc. (AFCG): fair value, margin of safety and Wheel Score
Financial Services · Asset Management · United States · High Yield Income
Is AFCG undervalued?
AFCG has a margin of safety of 34%: the stock closed at 3.10 on 16 Oct 2026 against a GLS average fair value of 4.69. 4 of the 9 valuation models that produced a number sit above the price. Our screens treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between GLS Growth (0.6575) and 10 Cap (11.17). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files AFCG under High Yield Income: a dividend yield above 4%.
Nine valuation models for AFCG
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 2.54 | -18% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 6.39 | +106% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 4.91 | +58% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.56 | -50% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 0.6575 | -79% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 11.17 | +260% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 10.29 | +232% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 2.21 | -29% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 2.50 | -19% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -2.69 | -187% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 8.25 | +166% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Advanced Flower Capital Inc. scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 0.9/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC -7.6%, ROE -11.8%, ROA -7.5% - with debt at 0.55 times equity and a free-cash-flow yield of 17.9%.
The dividend yield is high at 4.84% (payout ratio 153%) - a payout above 100% of earnings, which is not covered by profits. A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 2/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 30 Sep 2026.
| Piotroski F-score | 5 / 9 | ROIC | -7.6% |
|---|---|---|---|
| GLS Moat | 0.9 / 10 | ROE | -11.8% |
| Debt / equity | 0.55 | ROA | -7.5% |
| Free-cash-flow yield | 17.9% | Payout ratio | 153% |
| Institutions | 2 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 43: Weak
With a Wheel Score of 43 Advanced Flower Capital Inc. sits in the Weak band. The parts - Value 25/25, Health 11/20, Moat 1/15, Premium 0/20, Stability 6/20 - show where: Premium (0/20) scores lowest.
No implied volatility is recorded for AFCG - the nightly snapshot found no near-the-money contracts 20-60 days out - so the Premium part of the Wheel Score is zero. Chain open interest is 2,693 contracts across all expiries - enough for the wheel at normal size.
Volume runs at 53k shares a day on a market cap of $70M, with a beta of 1.04; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 34% margin of safety | |
| Health | 11 / 20 | Piotroski 5/9 | |
| Moat | 1 / 15 | moat 0.9/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 53k shares/day, $70M cap, beta 1.04 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 11 Nov 2026 (before the open), 26 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Asset Management
The 12 companies below are the closest to Advanced Flower Capital Inc. by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| GECC Great Elm Capital Corp. | 5.02 | 55.69 | +91% | 39No options | $70M |
| PCL PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETF | 45.65 | 22.68 | -101% | 23No options | $70M |
| EEA The European Equity Fund, Inc. | 10.24 | 50.36 | +80% | 39No options | $70M |
| BSVSX Baird Equity Opportunity Fund - Investor Class | 14.57 | 784.60 | +98% | 39No options | $70M |
| GECCH Great Elm Capital Corp. - 8.125 | 24.92 | 57.34 | +57% | 39No options | $70M |
| SVRN SVRN, Inc. | 36.51 | - | - | 26No options | $68M |
| GLV Clough Global Dividend and Income Fund | 5.78 | 45.38 | +87% | 39No options | $72M |
| GEG Great Elm Group, Inc. | 2.16 | 7.75 | +72% | 39No options | $67M |
| FHLKX Fidelity Health Savings Fund Class K | 11.49 | 1,202.58 | +99% | 39No options | $72M |
| ZSTK ZeroStack Corp. | 4.15 | - | - | 21No options | $72M |
| FCIVX Frontier MFG Core Infrastructure Fund Service Class | 12.87 | 29.24 | +56% | 38No options | $67M |
| VGI Virtus Global Multi-Sector Income Fund | 6.54 | 25.03 | +74% | 39No options | $74M |
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Start free See the Sunday ScanQuestions about AFCG
Is AFCG undervalued right now?
By the GLS models, yes: at 3.10 the stock is 34% below the average fair value of 4.69 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of AFCG and what does it mean?
AFCG scores 43 out of 100 (Weak). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for AFCG?
4.69 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Advanced Flower Capital Inc. report earnings next?
The next earnings report is due on 11 Nov 2026 (before the open), 26 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does AFCG have listed options, and how liquid are they?
Yes. The nightly snapshot found 30 listed contracts with 2,693 open interest across all expiries. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.