Stock fact sheet · data as of
Advanced Flower Capital Inc. (AFCG): fair value, margin of safety and Wheel Score
Ticker symbol AFCG · Financial Services · Asset Management · United States · Value Income
Is AFCG undervalued?
AFCG has a margin of safety of 32%: the stock closed at 3.19 on 5 Nov 2026 against a GLS average fair value of 4.70. 4 of the 9 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between GLS Growth (0.6575) and 10 Cap (11.17). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, AFCG is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 68, growth score 10, out of 100). It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for AFCG
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 2.65 | -17% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 6.39 | +100% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 4.91 | +54% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.56 | -51% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 0.6575 | -79% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 11.17 | +250% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 10.29 | +223% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 2.21 | -31% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 2.50 | -22% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -2.69 | -184% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 8.25 | +159% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Advanced Flower Capital Inc. scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the "Piotroski 6 or more" Wheel Trade Filter. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 4.8/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC -7.6%, ROE -11.8%, ROA -7.5% - with debt at 0.55 times equity and a free-cash-flow yield of 17.4%.
The dividend yield is high at 4.70% (payout ratio 153%) - a payout above 100% of earnings, which is not covered by profits. A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 2/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 30 Sep 2026.
| Piotroski F-score | 5 / 9 | ROIC | -7.6% |
|---|---|---|---|
| GLS Moat | 4.8 / 10 | ROE | -11.8% |
| Debt / equity | 0.55 | ROA | -7.5% |
| Free-cash-flow yield | 17.4% | Payout ratio | 153% |
| Institutions | 2 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 33: Weak
With a Wheel Score of 33 Advanced Flower Capital Inc. sits in the Weak band. It fails filter 1, options that actually trade - options too quiet (148 open interest, 19 a day); and filter 4, financially healthy - Piotroski 5/9 (under 6); and filter 6, no serious red flags - Red Flags score 55 (under 60); and filter 7, a premium worth selling - implied volatility 100% (over 80%); and filter 8, big enough - market cap $72M (under $1.0B); and filter 9, not a penny stock - price 3.19 (under $5); Option trading (weak) is its weakest part.
Implied volatility is 100%, above the 80% ceiling of the Wheel Trade Filter on premium. The premium looks generous, but moves of that size can blow through any strike. Chain open interest is thin - 148 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 69k shares a day on a market cap of $72M, with a beta of 1.04; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | options too quiet (148 open interest, 19 a day) |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 5/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Fails | Red Flags score 55 (under 60) |
| 7 | A premium worth selling | Fails | implied volatility 100% (over 80%) |
| 8 | Big enough | Fails | market cap $72M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 3.19 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 32% below fair value | |
| Premium | Weak | implied volatility 100% | |
| Moat | Fair | moat 4.8/10 | |
| Health | Fair | Piotroski 5/9 | |
| Red Flags | Weak | Red Flags score 55/100 | |
| Option trading | Weak | 19 contracts a day, 148 open interest | |
| Stability | Fair | beta 1.04, $72M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
Advanced Flower Capital Inc. reports earnings on 5 Nov 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Asset Management
The 12 companies below are the closest to Advanced Flower Capital Inc. by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| EEA The European Equity Fund, Inc. | 10.51 | 50.37 | +79% | 24No options | $72M |
| FCIVX Frontier MFG Core Infrastructure Fund Service Class | 13.81 | 29.24 | +53% | 26No options | $72M |
| GLV Clough Global Dividend and Income Fund | 5.80 | 45.39 | +87% | 24No options | $72M |
| PCL PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETF | 46.56 | 23.11 | -101% | 14No options | $72M |
| BSVSX Baird Equity Opportunity Fund - Investor Class | 15.78 | 838.35 | +98% | 26No options | $71M |
| FHLKX Fidelity Health Savings Fund Class K | 11.47 | 1,192.16 | +99% | 30No options | $73M |
| GECC Great Elm Capital Corp. | 5.11 | 57.86 | +91% | 27No options | $70M |
| GECCH Great Elm Capital Corp. - 8.125 | 24.82 | 57.51 | +57% | 29No options | $70M |
| BCIC BCP Investment Corporation | 6.03 | 38.60 | +84% | 38Weak | $75M |
| GEG Great Elm Group, Inc. | 2.20 | 7.79 | +72% | 28No options | $68M |
| BUFOX Buffalo Early Stage Growth Fund | 17.70 | 49.79 | +64% | 25No options | $68M |
| SWZ Total Return Securities Fund | 5.89 | 10.38 | +43% | 25No options | $76M |
⚖ Compare AFCG with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about AFCG
Is AFCG undervalued right now?
By the GLS models, yes: at 3.19 the stock is 32% below the average fair value of 4.70 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of AFCG and what does it mean?
AFCG scores 33 out of 100 (Weak) - it fails Wheel Trade Filters 1, 4, 6, 7, 8, 9. The Wheel Score ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned - in two parts: the 9 pass/fail Wheel Trade Filters (busy options, a real business, below fair value, Piotroski 6 or more, debt it can repay, a Red Flags score of 60 or more, implied volatility of 25-80%, a $1 billion company, $5 a share) and a ranking of how strongly a stock passes on value, premium, moat, health, red flags, option trading and stability. A stock that fails any filter stays under 70; 70-84 is Good, 85 and above is Prime. The Sunday Scan is the top 10 that pass, sorted by Wheel Score.
What is the GLS fair value for AFCG?
4.70 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Advanced Flower Capital Inc. report earnings next?
The next earnings report is due on 5 Nov 2026 (before the open), 0 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does AFCG have listed options, and how liquid are they?
Yes. The nightly snapshot found 6 listed contracts with 148 open interest across all expiries and implied volatility of 100% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.