Stock fact sheet · data as of
Absecon Bancorp (ASCN): fair value, margin of safety and Wheel Score
Financial Services · Banks - Regional · United States · Speculative / Distressed
Is ASCN undervalued?
Absecon Bancorp (ASCN) closed at 121.00 on 16 Oct 2026. The GLS average fair value - the simple average of the 2 valuation models that produced a positive number - is 159.73, so the price sits 24% below it. 1 of the 2 models value the shares above the current price. A margin of safety between 10% and 30% is where most of the Sunday Scan candidates come from.
The average is built from just 2 models (10 Cap, DDM) - the rest returned nothing because an input they need (dividends, free cash flow, book value) is zero or negative - so treat it with more caution than usual.
The nightly engine files ASCN under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for ASCN
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 257.66 | +113% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 61.80 | -49% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | -1,420.47 | -1274% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Absecon Bancorp scores only 0 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. On durability ASCN scores 6.6/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are moderate - ROIC 8.7%, ROE 8.7%, ROA 0.8% - with debt at 0.00 times equity and a free-cash-flow yield of 10.2%.
The dividend yield is 3.47% at a payout ratio of 26%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 0 / 9 | ROIC | 8.7% |
|---|---|---|---|
| GLS Moat | 6.6 / 10 | ROE | 8.7% |
| Debt / equity | 0.00 | ROA | 0.8% |
| Free-cash-flow yield | 10.2% | Payout ratio | 26% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 39: No options
No options are listed on Absecon Bancorp in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 39) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 0k shares a day on a market cap of $13M, with a beta of -0.34 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 23 / 25 | 24% margin of safety | |
| Health | 0 / 20 | Piotroski 0/9 | |
| Moat | 10 / 15 | moat 6.6/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 0k shares/day, $13M cap, beta -0.34 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for ASCN in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Banks - Regional
The 12 companies below are the closest to Absecon Bancorp by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| GLBZ Glen Burnie Bancorp | 4.57 | 1.90 | -141% | 14No options | $13M |
| SMAL Summit Bancshares, Inc. | 11.80 | 138.06 | +91% | 39No options | $14M |
| ERKH Eureka Homestead Bancorp, Inc. | 13.56 | - | - | 30No options | $14M |
| SRNN The Southern Banc Company, Inc. | 16.50 | 31.93 | +48% | 39No options | $13M |
| USMT US Metro Bancorp, Inc. | 6.05 | 5.26 | -15% | 29No options | $12M |
| VERF Versailles Financial Corporation | 27.25 | 30.76 | +11% | 39No options | $12M |
| WCFB WCF Bancorp, Inc. | 6.11 | 0.7357 | -730% | 22No options | $11M |
| FSGB 1st Federal Savings Bank of SC, Inc. | 10.57 | 14.85 | +29% | 39No options | $11M |
| CAIB California International Bank, N.A. | 0.1000 | 0.2122 | +53% | 39No options | $17M |
| FNFI First Niles Financial, Inc. | 9.25 | 20.45 | +55% | 39No options | $10M |
| LWCL Lewis & Clark Bancorp | 9.60 | 80.71 | +88% | 39No options | $10M |
| LBNW Liberty Northwest Bancorp, Inc. | 6.00 | 17.57 | +66% | 38No options | $10M |
⚖ Compare ASCN with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about ASCN
Is ASCN undervalued right now?
By the GLS models, moderately: at 121.00 the stock trades 24% below the average fair value of 159.73 (data as of 16 Oct 2026).
What is the Wheel Score of ASCN and what does it mean?
ASCN has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for ASCN?
159.73 per share as of 16 Oct 2026 - the simple average of the 2 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Absecon Bancorp report earnings next?
No upcoming earnings date is recorded for ASCN in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does ASCN have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on ASCN, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.