Stock fact sheet · data as of
CBIZ, Inc. (CBZ): fair value, margin of safety and Wheel Score
Industrials · Specialty Business Services · United States · Blend
Is CBZ undervalued?
CBZ closed at 54.73 on 16 Oct 2026, 18% below the GLS average fair value of 66.87 from 8 models (4 of them above the price). That is a moderate margin of safety: the stock passes the "below fair value" rule of the Sunday Scan, and the Wheel Score gives it 20 of the 25 Value points.
There is a wide gap between EPV (24.45) and Payback Time (131.38). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files CBZ under Blend.
Nine valuation models for CBZ
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 88.53 | +62% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 39.43 | -28% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 71.51 | +31% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 27.22 | -50% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 39.33 | -28% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 113.11 | +107% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 131.38 | +140% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 24.45 | -55% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -31.82 | -158% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 44.75 | -18% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
CBIZ, Inc. scores 6 of 9 on the Piotroski F-score: a middling result that passes the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 4.2/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC 3.2%, ROE 6.6%, ROA 2.6% - with debt at 1.04 times equity and a free-cash-flow yield of 9.5%.
CBIZ, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Financial Services 85%, Benefits And Insurance Services 15% (quarter Q2 FY2026).
Institutional ownership scores 10/10, insider activity 8/10 and Congressional trading 1/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 3.2% |
|---|---|---|---|
| GLS Moat | 4.2 / 10 | ROE | 6.6% |
| Debt / equity | 1.04 | ROA | 2.6% |
| Free-cash-flow yield | 9.5% | Payout ratio | 0% |
| Institutions | 10 / 10 | Insiders · Congress | 8 · 1 / 10 |
Wheel Score 78: Good
With a Wheel Score of 78 - the Good band - CBIZ, Inc. clears the Sunday Scan's "70 or higher" rule. The parts: Value 20/25, Health 13/20, Moat 6/15, Premium 20/20, Stability 18/20; Moat (6/15) scores lowest.
Implied volatility is 36% on the near-the-money contracts 20-60 days out - inside the 35-60% range the Wheel Score pays full marks for: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is 5,408 contracts across all expiries - enough for the wheel at normal size.
Volume runs at 1.9M shares a day on a market cap of $3.0B, with a beta of 0.92; the Stability part of the Wheel Score gives that 18 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 20 / 25 | 18% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 6 / 15 | moat 4.2/10 | |
| Premium | 20 / 20 | implied volatility 36% | |
| Stability | 18 / 20 | 1.9M shares/day, $3.0B cap, beta 0.92 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
CBIZ, Inc. reports earnings on 28 Oct 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Specialty Business Services
The 12 companies below are the closest to CBIZ, Inc. by market cap within the Specialty Business Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| PAGS PagSeguro Digital Ltd. | 10.83 | 46.36 | +77% | 84Prime | $3.0B |
| ABM ABM Industries Inc. | 50.76 | 82.96 | +39% | 77Good | $3.0B |
| MMS Maximus, Inc. | 60.24 | 137.06 | +56% | 86Prime | $3.2B |
| BFAM Bright Horizons Family Solutions Inc. | 70.42 | 107.32 | +34% | 85Prime | $3.4B |
| FA First Advantage Corporation | 20.08 | 17.04 | -18% | 60Fair | $3.4B |
| FLYW Flywire Corp | 19.35 | 15.27 | -27% | 60Fair | $2.4B |
| UNF UniFirst Corporation | 258.08 | 110.82 | -133% | 54Fair | $4.7B |
| EVTC EVERTEC, Inc. | 31.40 | 39.37 | +20% | 73Good | $1.9B |
| TIC TIC Solutions, Inc. | 8.68 | 12.57 | +31% | 45Weak | $1.9B |
| CMPR Cimpress plc | 76.72 | 166.98 | +54% | 75Good | $1.9B |
| TH Target Hospitality Corp. | 17.26 | 14.81 | -17% | 45Weak | $1.7B |
| DLX Deluxe Corporation | 22.89 | 49.45 | +54% | 77Good | $1.0B |
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Start free See the Sunday ScanQuestions about CBZ
Is CBZ undervalued right now?
By the GLS models, moderately: at 54.73 the stock trades 18% below the average fair value of 66.87 (data as of 16 Oct 2026).
What is the Wheel Score of CBZ and what does it mean?
CBZ scores 78 out of 100 (Good). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for CBZ?
66.87 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does CBIZ, Inc. report earnings next?
The next earnings report is due on 28 Oct 2026 (after the close), 12 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does CBZ have listed options, and how liquid are they?
Yes. The nightly snapshot found 144 listed contracts with 5,408 open interest across all expiries and implied volatility of 36% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.