Stock fact sheet · data as of
CareCloud, Inc. (CCLD): fair value, margin of safety and Wheel Score
Healthcare · Medical - Healthcare Information Services · United States · Value
Is CCLD undervalued?
CareCloud, Inc. (CCLD) closed at 1.93 on 16 Oct 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 4.23, which puts the price 54% below it. 5 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
The 8 models disagree widely: GLS Growth gives 0.5505 while 10 Cap gives 12.43. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files CCLD under Value: positive earnings at a P/E of 18 or less.
Nine valuation models for CCLD
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 0.8022 | -58% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 1.32 | -32% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 5.58 | +189% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 2.05 | +6% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 0.5505 | -71% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 12.43 | +544% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 9.01 | +367% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 2.09 | +8% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -0.0554 | -103% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 3.13 | +62% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is weak: CCLD passes 4 of the nine Piotroski tests. Our screens drop the stock at the health rule; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is low at 3.7 out of 10, which says the ten-year record of revenue, earnings, margins and returns on capital has been inconsistent - growth and shocks rather than steady compounding.
Returns on capital are high - ROIC 16.9%, ROE 18.1%, ROA 12.3% - with debt at 0.07 times equity and a free-cash-flow yield of 33.6%.
CareCloud, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Revenue Cycle Management 93%, Remote Patient Monitoring 7% (quarter Q1 FY2026).
Institutional ownership scores 4/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | 16.9% |
|---|---|---|---|
| GLS Moat | 3.7 / 10 | ROE | 18.1% |
| Debt / equity | 0.07 | ROA | 12.3% |
| Free-cash-flow yield | 33.6% | Payout ratio | 39% |
| Institutions | 4 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 53: Fair
CCLD scores 53 out of 100 on the Wheel Score (Fair band, 50-64): a usable but unremarkable fit for the wheel strategy. The parts: Value 25/25, Health 9/20, Moat 6/15, Premium 5/20, Stability 8/20. Premium (5/20) is where the points are missing.
Implied volatility is 145%, far above the range the wheel strategy is built for. The premium looks generous; the Wheel Score gives it only 5 of 20 Premium points because moves of that size can blow through any strike. Chain open interest is 9,993 contracts across all expiries - enough for the wheel at normal size.
Volume runs at 355k shares a day on a market cap of $82M, with a beta of 1.51 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 8 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 54% margin of safety | |
| Health | 9 / 20 | Piotroski 4/9 | |
| Moat | 6 / 15 | moat 3.7/10 | |
| Premium | 5 / 20 | implied volatility 145% | |
| Stability | 8 / 20 | 355k shares/day, $82M cap, beta 1.51 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 5 Nov 2026 (before the open), 20 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Medical - Healthcare Information Services
The 12 companies below are the closest to CareCloud, Inc. by market cap within the Medical - Healthcare Information Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| RVRC Revium Recovery Inc. | 1.43 | 0.0234 | -6006% | 10No options | $87M |
| DH Definitive Healthcare Corp. | 0.9961 | 5.68 | +82% | 45Weak | $106M |
| LFMD LifeMD, Inc. | 2.46 | - | - | 45Weak | $119M |
| VASO Vaso Corporation | 0.2900 | 0.3935 | +26% | 39No options | $51M |
| HCAT Health Catalyst, Inc. | 1.80 | 4.95 | +64% | 45Weak | $135M |
| LFMDP LifeMD, Inc. | 22.41 | - | - | 24No options | $153M |
| OPRX OptimizeRx Corp. | 8.85 | 9.80 | +10% | 62Fair | $167M |
| VRHI Veri Medtech Holdings Inc. | 4.41 | 0.5753 | -667% | 20No options | $35M |
| WORX SCWorx Corp. | 2.14 | 2.59 | +17% | 39No options | $34M |
| AMWL American Well Corporation | 12.38 | - | - | 38Weak | $211M |
| SPOK Spok Holdings, Inc. | 10.74 | 21.09 | +49% | 71Good | $224M |
| ONMD OneMedNet Corporation | 4.75 | - | - | 25No options | $28M |
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Start free See the Sunday ScanQuestions about CCLD
Is CCLD undervalued right now?
By the GLS models, yes: at 1.93 the stock is 54% below the average fair value of 4.23 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of CCLD and what does it mean?
CCLD scores 53 out of 100 (Fair). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for CCLD?
4.23 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does CareCloud, Inc. report earnings next?
The next earnings report is due on 5 Nov 2026 (before the open), 20 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does CCLD have listed options, and how liquid are they?
Yes. The nightly snapshot found 30 listed contracts with 9,993 open interest across all expiries and implied volatility of 145% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.