Stock fact sheet · data as of
HeartCore Enterprises, Inc. (HTCR): fair value, margin of safety and Wheel Score
Ticker symbol HTCR · Technology · Software - Application · Japan · Speculative Income
Is HTCR undervalued?
HTCR has a margin of safety of 98%: the stock closed at 1.30 on 5 Nov 2026 against a GLS average fair value of 79.79. 6 of the 6 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between Graham Number (14.67) and GLS Growth (168.69). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files HTCR under Speculative - it is losing money or its Piotroski health score is 3 or lower - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan. It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for HTCR
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 14.67 | +1028% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 157.61 | +12024% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 68.89 | +5199% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 168.69 | +12876% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 38.26 | +2843% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 30.62 | +2255% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 1.83 | +41% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
HeartCore Enterprises, Inc. scores only 3 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 1.6/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are high - ROIC 60.8%, ROE 66.0%, ROA 44.4% - with debt at 0.09 times equity and negative free cash flow.
The dividend yield is high at 200.00% (payout ratio 85%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual. Revenue comes mainly from Consulting Services 100% (quarter Q2 FY2026).
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 3 / 9 | ROIC | 60.8% |
|---|---|---|---|
| GLS Moat | 1.6 / 10 | ROE | 66.0% |
| Debt / equity | 0.09 | ROA | 44.4% |
| Free-cash-flow yield | -185.0% | Payout ratio | 85% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 24: No options
No options are listed on HeartCore Enterprises, Inc. in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 24, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 10k shares a day on a market cap of $2M, with a beta of 1.73 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score rates that weak.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | speculative (a loss, or a weak Piotroski score) |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 3/9 (under 6) |
| 5 | Can repay its debt | Fails | debt with no positive cash flow to repay it |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $2M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 1.30 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 98% below fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | moat 1.6/10 | |
| Health | Weak | Piotroski 3/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Weak | beta 1.73, $2M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
HeartCore Enterprises, Inc. reports earnings on 16 Nov 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to HeartCore Enterprises, Inc. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| RMSG Real Messenger Corporation | 0.1899 | 0.0922 | -106% | 14No options | $2M |
| EPAZ Epazz, Inc. | 0.1165 | 2.81 | +96% | 28No options | $2M |
| CUEN Cuentas Inc. | 0.2300 | - | - | 6No options | $2M |
| YMT Yimutian Inc. | 0.2918 | - | - | 12No options | $2M |
| CYAB Cyabra, Inc. Common Stock | 0.1011 | - | - | 16No options | $2M |
| LCFY Locafy Ltd | 1.18 | - | - | 11No options | $2M |
| YAAS Youxin Technology Ltd | 0.7700 | 4.02 | +81% | 24No options | $2M |
| BTTC Black Titan Corporation | 0.3189 | 8,191.23 | +100% | 32No options | $2M |
| AIRE reAlpha Tech Corp. | 0.4118 | - | - | 12No options | $2M |
| MYND Mynd.ai, Inc. | 0.2726 | - | - | 10No options | $1M |
| CMCM Cheetah Mobile Inc. | 2.38 | - | - | 8Weak | $1M |
| KWIK KwikClick, Inc. | 0.7500 | 1.39 | +46% | 28No options | $3M |
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Start free See the Sunday ScanQuestions about HTCR
Is HTCR undervalued right now?
By the GLS models, yes: at 1.30 the stock is 98% below the average fair value of 79.79 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of HTCR and what does it mean?
HTCR has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for HTCR?
79.79 per share as of 5 Nov 2026 - the simple average of the 6 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does HeartCore Enterprises, Inc. report earnings next?
The next earnings report is due on 16 Nov 2026 (before the open), 11 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does HTCR have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on HTCR, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.