Stock fact sheet · data as of
Intelligent Protection Management Corp. (IPM): fair value, margin of safety and Wheel Score
Ticker symbol IPM · Technology · Software - Application · United States · Speculative
Is IPM undervalued?
Intelligent Protection Management Corp. (IPM) closed at 1.67 on 5 Nov 2026. The GLS average fair value - the simple average of the 1 valuation models that produced a positive number - is 2.00, so the price sits 17% below it. 1 of the 1 models value the shares above the current price. A margin of safety between 10% and 30% is where most of the Sunday Scan candidates come from.
Only 1 of the nine models produced a value (DCF); the others need a dividend, positive free cash flow or positive book value the company does not have yet, so the average rests on a narrow base.
The nightly engine files IPM under Speculative - it is losing money or its Piotroski health score is 3 or lower - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for IPM
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 2.00 | +20% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 0.4005 | -76% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 6.00 | +259% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is weak: IPM passes 4 of the nine Piotroski tests. Our scans drop the stock at the health filter; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is low at 3.0 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.
Returns on capital are thin or negative - ROIC -10.1%, ROE -10.8%, ROA -7.5% - with debt at 0.06 times equity and negative free cash flow.
Intelligent Protection Management Corp. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Technology Service 86%, Professional Liability Insurance 8%, Subscription and Circulation 6% (quarter Q2 FY2026).
Institutional ownership scores 5/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | -10.1% |
|---|---|---|---|
| GLS Moat | 3.0 / 10 | ROE | -10.8% |
| Debt / equity | 0.06 | ROA | -7.5% |
| Free-cash-flow yield | -4.3% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 22: No options
IPM has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (22 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 4k shares a day on a market cap of $15M, with a beta of 0.46 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | speculative (a loss, or a weak Piotroski score) |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 4/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $15M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 1.67 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Fair | 17% below fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | moat 3.0/10 | |
| Health | Fair | Piotroski 4/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.46, $15M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
Intelligent Protection Management Corp. reports earnings on 10 Nov 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to Intelligent Protection Management Corp. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| MF MindForge Inc | 8.30 | - | - | 12No options | $15M |
| IFBD Infobird Co., Ltd | 1.82 | - | - | 13No options | $15M |
| SST System1, Inc. | 1.76 | 0.0541 | -3155% | 10No options | $15M |
| AVAI Avai Bio, Inc. | 0.1000 | - | - | 11No options | $15M |
| IDAI T Stamp Inc. | 2.60 | - | - | 12No options | $15M |
| TRSO Transuite.Org Inc. | 0.1999 | 0.0075 | -2564% | 10No options | $15M |
| UPYY UPAY, Inc. | 0.9000 | 0.8858 | -2% | 14No options | $16M |
| VIP Vulcan Infrastructure and Power Inc. Class A | 1.13 | 0.6986 | -62% | 9No options | $16M |
| BYSD Bayside Corporation | 1.00 | - | - | 12No options | $16M |
| AIFF Firefly Neuroscience, Inc. | 1.04 | - | - | 13No options | $16M |
| UPLD Upland Software, Inc. | 4.70 | 142.39 | +97% | 26Weak | $14M |
| BMR Beamr Imaging Ltd. | 1.06 | - | - | 9No options | $16M |
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Start free See the Sunday ScanQuestions about IPM
Is IPM undervalued right now?
By the GLS models, moderately: at 1.67 the stock trades 17% below the average fair value of 2.00 (data as of 5 Nov 2026).
What is the Wheel Score of IPM and what does it mean?
IPM has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for IPM?
2.00 per share as of 5 Nov 2026 - the simple average of the 1 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Intelligent Protection Management Corp. report earnings next?
The next earnings report is due on 10 Nov 2026 (after the close), 5 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does IPM have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on IPM, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.