Stock fact sheet · data as of
9F Inc. (JFU): fair value, margin of safety and Wheel Score
Technology · Information Technology Services · China · ADR · High Growth
Is JFU undervalued?
9F Inc. (JFU) closed at 2.70 on 16 Oct 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 66.60, which puts the price 96% below it. 8 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
There is a wide gap between DCF (7.23) and 10 Cap (342.32). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files JFU under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for JFU
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 7.23 | +168% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 9.68 | +259% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 43.99 | +1529% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 19.23 | +612% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 33.63 | +1145% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 342.32 | +12578% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 68.15 | +2424% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 8.55 | +217% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 27.55 | +920% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
9F Inc. scores only 4 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 4.1/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC 4.4%, ROE 4.4%, ROA 3.7% - with debt at 0.01 times equity and negative free cash flow.
9F Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Wealth Management 100% (fiscal year FY2025).
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | 4.4% |
|---|---|---|---|
| GLS Moat | 4.1 / 10 | ROE | 4.4% |
| Debt / equity | 0.01 | ROA | 3.7% |
| Free-cash-flow yield | 0.0% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 39: No options
No options are listed on 9F Inc. in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 39) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 2k shares a day on a market cap of $32M, with a beta of 1.16; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 96% margin of safety | |
| Health | 9 / 20 | Piotroski 4/9 | |
| Moat | 6 / 15 | moat 4.1/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 2k shares/day, $32M cap, beta 1.16 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for JFU in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Information Technology Services
The 12 companies below are the closest to 9F Inc. by market cap within the Information Technology Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| CLPS CLPS Incorporation | 1.02 | - | - | 26No options | $30M |
| EAXR Ealixir, Inc. | 0.5980 | 0.0261 | -2195% | 16No options | $36M |
| PXHI PhoneX Holdings, Inc. | 1.10 | 10.46 | +89% | 39No options | $38M |
| GIPL Global Innovative Platforms Inc. | 0.5000 | 0.0004 | -121083% | 9No options | $25M |
| DLTI DLT Resolution Inc. | 0.5000 | - | - | 25No options | $41M |
| ASFH AsiaFIN Holdings Corp. | 0.3000 | 0.1200 | -150% | 27No options | $25M |
| SAIH SAIHEAT Limited | 25.45 | - | - | 18No options | $47M |
| CHOW ChowChow Cloud International Holdings Ltd. | 0.5635 | - | - | 19No options | $20M |
| TRXA T-REX Acquisition Corp. | 0.6500 | - | - | 24No options | $20M |
| QXL Quantum X Labs Inc. | 3.90 | - | - | 23No options | $52M |
| CTM Castellum, Inc. | 0.5859 | 0.5688 | -3% | 32No options | $56M |
| VEEA Veea Inc. | 5.11 | - | - | 34No options | $16M |
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Start free See the Sunday ScanQuestions about JFU
Is JFU undervalued right now?
By the GLS models, yes: at 2.70 the stock is 96% below the average fair value of 66.60 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of JFU and what does it mean?
JFU has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for JFU?
66.60 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does 9F Inc. report earnings next?
No upcoming earnings date is recorded for JFU in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does JFU have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on JFU, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.