Stock fact sheet · data as of

Marquette National Corporation (MNAT): fair value, margin of safety and Wheel Score

Ticker symbol MNAT · Financial Services · Banks - Regional · United States · Value

Close37.55
GLS fair value82.259 of 9 models
Margin of safety+54%price below fair value
Wheel Score34No optionsno listed options
Health8/9Piotroski F-score
Moat3.5/10GLS 10-year score
Market cap$165M2k shares a day
Implied vol.-no listed options
P/E12.3EPS 3.06
Dividend yield3.46%payout 42%
Beta0.41moves less than the market
Next earnings-no date recorded

Is MNAT undervalued?

At 37.55 (close of 5 Nov 2026), MNAT trades 54% below the GLS average fair value of 82.25. That average comes from 9 models run on the latest filings, and 6 of them land above the current price. Margins of safety over 30% are the exception rather than the rule across the ~7,400 stocks we value each night, so the number earns Marquette National Corporation the full Value points in the Wheel Score - and a closer look at what the market is pricing in.

The 9 models disagree widely: DCF gives 8.06 while Graham Growth gives 175.06. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.

Ranked against every other company we cover, MNAT is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 73, growth score 36, out of 100).

Nine valuation models for MNAT

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

ModelValuevs priceWhat it measures
DCF8.06-79%Present value of the projected free cash flows, discounted at the cost of capital
Graham Number55.07+47%The most a defensive investor pays for the earnings and book value per share
Graham Growth175.06+366%Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields
Lynch76.51+104%EPS × the earnings growth rate (PEG of 1), growth capped at 25%
GLS Growth172.10+358%EPS compounded ten years at the blended growth rate, discounted back at 15% a year
10 Cap82.27+119%Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%
Payback Time118.04+214%Eight years of compounded free cash flow: the price at which the business pays for itself
DDM19.13-49%Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend
EPV34.01-9%Earnings power value: current EPS capitalised at 9% with no growth
Zombie (liquidation)-452.15-1304%Current assets less all liabilities, per share: the balance-sheet floor. Not in the average
Wall St target0.0000-100%Analysts' average 12-month price target. Not in the average

Quality and financial health

On financial health MNAT scores 8/9 (Piotroski): most of the nine tests - positive earnings and cash flow, falling debt, rising margins and turnover - are passed, which is the kind of balance sheet a wheel trader is happy to be assigned. The GLS Moat score is low at 3.5 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.

Returns on capital are thin or negative - ROIC 3.1%, ROE 6.8%, ROA 0.6% - with debt at 1.20 times equity and a free-cash-flow yield of 8.1%.

The dividend yield is 3.46% at a payout ratio of 42%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold.

Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.

Piotroski F-score8 / 9ROIC3.1%
GLS Moat3.5 / 10ROE6.8%
Debt / equity1.20ROA0.6%
Free-cash-flow yield8.1%Payout ratio42%
Institutions5 / 10Insiders · Congress5 · 5 / 10

Wheel Score 34: No options

MNAT has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (34 here). The valuation and quality numbers still apply to owning the shares outright.

Volume runs at 2k shares a day on a market cap of $165M, with a beta of 0.41 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.

FilterWheel Trade FilterResultDetail
1Options that actually tradeFailsno listed options
2A real business, not a gamblePassesProfitable over the last twelve months - not a speculative stock, fund or note
3Below fair valuePassesTrading below the nine-model average fair value (margin of safety above 0)
4Financially healthyPassesPiotroski F-score 6 or more out of 9 (a company with no score on file passes)
5Can repay its debtPassesLong-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it)
6No serious red flagsPassesRed Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock)
7A premium worth sellingFailsno implied volatility
8Big enoughFailsmarket cap $165M (under $1.0B)
9Not a penny stockPassesShare price $5 or more
How it ranksRatingFrom
ValueStrong54% below fair value
PremiumWeakno option data
MoatFairmoat 3.5/10
HealthStrongPiotroski 8/9
Red FlagsFairnot scored yet - half marks
Option tradingWeakno option volume data
StabilityFairbeta 0.41, $165M company

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.

Upcoming events

No upcoming earnings date is recorded for MNAT in the nightly calendar. The next ex-dividend date is 18 Dec 2026 (0.3300 per share).

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in Banks - Regional

The 12 companies below are the closest to Marquette National Corporation by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

StockCloseFair valueMoSWheelMkt cap
WRIV
White River Bancshares Co.
34.0033.12-3%19No options$166M
SFIGA
STAR Financial Group, Inc.
60.06201.52+70%32No options$166M
BKGM
BankGuam Holding Co.
9,000.0032,907.51+73%30No options$164M
HNVR
Hanover Bancorp, Inc.
23.0138.24+40%32No options$162M
JDVB
JD Bancshares, Inc.
47.2539.11-21%19No options$162M
FMBM
F & M Bank Corp.
45.5561.42+26%32No options$162M
AMBK
American Bank Incorporated
25.5127.66+8%22No options$162M
BKUTK
Bank of Utica
671.063,131.50+79%30No options$168M
TRCY
Tri City Bankshares Corporation
18.9927.16+30%32No options$169M
NODB
North Dallas Bank & Trust Co
66.1029.73-122%16No options$170M
ARBV
American Riviera Bancorp
29.5030.04+2%19No options$170M
EBMT
Eagle Bancorp Montana, Inc.
21.4432.42+34%30No options$171M

⚖ Compare MNAT with 7 of them   All Financial Services stocks →

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Questions about MNAT

Is MNAT undervalued right now?

By the GLS models, yes: at 37.55 the stock is 54% below the average fair value of 82.25 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.

What is the Wheel Score of MNAT and what does it mean?

MNAT has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".

What is the GLS fair value for MNAT?

82.25 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.

When does Marquette National Corporation report earnings next?

No upcoming earnings date is recorded for MNAT in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.

Does MNAT have listed options, and how liquid are they?

No. The nightly options snapshot found no listed contracts on MNAT, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.

Data as of 5 Nov 2026: prices and fundamentals from Financial Modeling Prep, option data from Polygon; valuations, scores and the Wheel Score by GLS Equity's models, run nightly. Prices in USD; the close shown is the previous session's. Everything on this page is general information produced by automated models from third-party data - not a recommendation to buy, sell or trade any security or option, and not financial advice. Past performance is not indicative of future results. GLS Equity provides data and tools, not financial advice.