Stock fact sheet · data as of
PLDT Inc. (PHI): fair value, margin of safety and Wheel Score
Ticker symbol PHI · Communication Services · Telecommunications Services · Philippines · ADR · Value Income
PHI is an American depositary share (ADR): the US listing of PLDT Inc., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.
Is PHI undervalued?
PHI has a margin of safety of 58%: the stock closed at 18.12 on 5 Nov 2026 against a GLS average fair value of 42.74. 8 of the 9 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between Lynch (9.16) and 10 Cap (91.54). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, PHI is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 68, growth score 39, out of 100). It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for PHI
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 63.55 | +251% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 20.55 | +13% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 34.67 | +91% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 9.16 | -49% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 40.44 | +123% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 91.54 | +405% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 80.21 | +343% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 22.15 | +22% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 22.40 | +24% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -32.08 | -277% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
PLDT Inc. scores 8 of 9 on the Piotroski F-score, the nine yes/no tests of profitability, leverage and efficiency on the latest annual accounts - a strong reading that passes the "Piotroski 6 or more" Wheel Trade Filter with room to spare. On durability PHI scores 5.9/10 on the GLS Moat - a middle reading; the Moat Score tab on the Quote page's Financials view shows which of the four parts hold it back.
Returns on capital are moderate - ROIC 5.9%, ROE 22.7%, ROA 4.5% - with debt at 2.84 times equity and a free-cash-flow yield of 15.2%. Debt of 2.84 times equity is on the high side for the sector and is worth checking against the cash flow before treating the stock as a long-term hold.
The dividend yield is high at 8.31% (payout ratio 72%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual. Revenue comes mainly from Service Revenue 100% (fiscal year FY2025).
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 8 / 9 | ROIC | 5.9% |
|---|---|---|---|
| GLS Moat | 5.9 / 10 | ROE | 22.7% |
| Debt / equity | 2.84 | ROA | 4.5% |
| Free-cash-flow yield | 15.2% | Payout ratio | 72% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 37: No options
No options are listed on PLDT Inc. in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 37, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 135k shares a day on a market cap of $3.9B, with a beta of 0.29 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Fails | 3.4 years to repay its debt (over 3) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 58% below fair value | |
| Premium | Weak | no option data | |
| Moat | Fair | moat 5.9/10 | |
| Health | Strong | Piotroski 8/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.29, $3.9B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
PLDT Inc. reports earnings on 11 Nov 2026 - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Telecommunications Services
The 12 companies below are the closest to PLDT Inc. by market cap within the Telecommunications Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| TDS Telephone and Data Systems, Inc. | 36.01 | 56.51 | +36% | 79Good | $3.9B |
| TKC Turkcell Iletisim Hizmetleri A.S. | 4.73 | 18.98 | +75% | 47Weak | $4.1B |
| LBTYB Liberty Global plc | 11.76 | - | - | 15No options | $3.6B |
| LUMN Lumen Technologies, Inc. | 4.47 | 0.6769 | -560% | 22Weak | $4.6B |
| IRDM Iridium Communications Inc. | 43.81 | 47.63 | +8% | 35Weak | $4.6B |
| LBTYA Liberty Global plc | 9.58 | - | - | 33Weak | $3.2B |
| LBTYK Liberty Global plc | 9.34 | - | - | 27Weak | $3.2B |
| KYIV Kyivstar Group Ltd. Common Shares | 13.62 | 28.80 | +53% | 83Good | $3.1B |
| TEO Telecom Argentina S.A. | 10.44 | 47.23 | +78% | 42Weak | $4.9B |
| LILAP Liberty Latin America Ltd. 9% Cum Perp Red Pfd Shs Series A When-issued | 19.90 | 37.96 | +48% | 25No options | $3.1B |
| AD Array Digital Infrastructure Inc | 33.23 | 112.42 | +70% | 34Weak | $2.9B |
| UZE Array Digital Infrastructure, Inc. 5.500% Senior Notes due 2070 | 15.33 | 118.18 | +87% | 24No options | $2.9B |
⚖ Compare PHI with 7 of them All Communication Services stocks →
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Start free See the Sunday ScanQuestions about PHI
Is PHI undervalued right now?
By the GLS models, yes: at 18.12 the stock is 58% below the average fair value of 42.74 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of PHI and what does it mean?
PHI has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for PHI?
42.74 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does PLDT Inc. report earnings next?
The next earnings report is due on 11 Nov 2026, 6 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does PHI have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on PHI, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.
Is PHI an ADR?
Yes. PHI is an American depositary share (ADR): the US listing of PLDT Inc., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.