Stock fact sheet · data as of
Regency Affiliates, Inc. (RAFI): fair value, margin of safety and Wheel Score
Ticker symbol RAFI · Financial Services · Asset Management · United States · Speculative
Is RAFI undervalued?
Regency Affiliates, Inc. (RAFI) closed at 4.54 on 5 Nov 2026, 80% above the GLS average fair value of 2.52. 3 of the 3 models that produced a number value the shares below the current price. A gap this wide usually means the market is paying for growth or a story the trailing numbers do not show yet; the models work from filed results, not forecasts, so they are conservative by design.
Only 3 of the nine models produced a value (DCF, 10 Cap, DDM); the others need a dividend, positive free cash flow or positive book value the company does not have yet, so the average rests on a narrow base.
The nightly engine files RAFI under Speculative - it is losing money or its Piotroski health score is 3 or lower - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for RAFI
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 4.33 | -5% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 0.8303 | -82% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 2.41 | -47% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | -5.61 | -224% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - RAFI passes 5 of the nine Piotroski tests, which falls one point short of the "Piotroski 6 or more" Wheel Trade Filter. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is low at 3.3 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.
Returns on capital are thin or negative - ROIC -1.1%, ROE -1.6%, ROA -1.1% - with debt at 0.52 times equity and a free-cash-flow yield of 0.6%.
The dividend yield is 3.60% at a payout ratio of -0%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | -1.1% |
|---|---|---|---|
| GLS Moat | 3.3 / 10 | ROE | -1.6% |
| Debt / equity | 0.52 | ROA | -1.1% |
| Free-cash-flow yield | 0.6% | Payout ratio | -0% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 16: No options
RAFI has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (16 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 1k shares a day on a market cap of $19M, with a beta of 0.07 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | speculative (a loss, or a weak Piotroski score) |
| 3 | Below fair value | Fails | trades 80% above our fair value |
| 4 | Financially healthy | Fails | Piotroski 5/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $19M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 4.54 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 80% above fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | moat 3.3/10 | |
| Health | Fair | Piotroski 5/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.07, $19M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for RAFI in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Asset Management
The 12 companies below are the closest to Regency Affiliates, Inc. by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| SPCM Tradr 2X Long SpaceX Daily ETF | 13.40 | 11.30 | -19% | 18Weak | $19M |
| BCG Binah Capital Group, Inc. | 1.16 | 5.68 | +80% | 32No options | $20M |
| INV Innventure, Inc. | 0.2161 | 0.1716 | -26% | 16Weak | $19M |
| RCG RENN Fund, Inc. | 2.64 | 13.51 | +80% | 25No options | $19M |
| MN Corgi MANGOS ETF | 21.60 | 16.48 | -31% | 29Weak | $18M |
| PRTO RCN Pareto Strategic Allocation ETF | 26.94 | 0.9738 | -2667% | 8No options | $18M |
| GPT Intelligent Alpha Atlas ETF | 32.28 | 3.93 | -721% | 26Weak | $22M |
| GABBX Gabelli Dividend Growth AAA | 20.41 | 32.78 | +38% | 24No options | $23M |
| DTSGX Wilshire Small Company Growth Portfolio Investment Class Shares | 20.09 | 497.55 | +96% | 27No options | $23M |
| TIER T. Rowe Price International Equity Research ETF | 31.65 | 15.80 | -100% | 12No options | $17M |
| WBQNL Woodbridge Liquidation Trust | 2.00 | 6.54 | +69% | 26No options | $24M |
| ASCGX Lisanti Small Cap Growth Fund | 25.21 | 2,165.23 | +99% | 24No options | $15M |
⚖ Compare RAFI with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about RAFI
Is RAFI undervalued right now?
No: at 4.54 the stock trades 80% above the GLS average fair value of 2.52 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of RAFI and what does it mean?
RAFI has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for RAFI?
2.52 per share as of 5 Nov 2026 - the simple average of the 3 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Regency Affiliates, Inc. report earnings next?
No upcoming earnings date is recorded for RAFI in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does RAFI have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on RAFI, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.