Stock fact sheet · data as of
UDR, Inc. (UDR): fair value, margin of safety and Wheel Score
Real Estate · REIT - Residential · United States · Defensive
Is UDR undervalued?
UDR, Inc. (UDR) closed at 33.96 on 16 Oct 2026, 13% above the GLS average fair value of 30.05. Only 2 of the 9 models that produced a number value the shares above the current price. The margin of safety is negative, so the stock fails the "below fair value" rule of the Sunday Scan; a premium of this size is common for companies whose growth the models are conservative about.
There is a wide gap between Lynch (6.42) and Payback Time (74.97). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files UDR under Defensive: a low beta, a dividend and positive earnings.
Nine valuation models for UDR
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 29.29 | -14% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 18.07 | -47% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 25.91 | -24% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 6.42 | -81% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 25.25 | -26% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 53.54 | +58% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 74.97 | +121% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 19.13 | -44% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 17.85 | -47% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -19.63 | -158% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 40.91 | +20% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
UDR, Inc. scores 8 of 9 on the Piotroski F-score, the nine yes/no tests of profitability, leverage and efficiency on the latest annual accounts - a strong reading that passes the Sunday Scan's "6 or more" rule with room to spare. A GLS Moat score of 4.8/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC 4.0%, ROE 11.5%, ROA 3.6% - with debt at 1.88 times equity and a free-cash-flow yield of 8.4%.
The dividend yield is 3.83% at a payout ratio of 0%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold. Revenue comes mainly from Management Service 100% (quarter Q2 FY2026).
Institutional ownership scores 10/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 8 / 9 | ROIC | 4.0% |
|---|---|---|---|
| GLS Moat | 4.8 / 10 | ROE | 11.5% |
| Debt / equity | 1.88 | ROA | 3.6% |
| Free-cash-flow yield | 8.4% | Payout ratio | 0% |
| Institutions | 10 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 63: Fair
A Wheel Score of 63 puts UDR, Inc. in the Fair band - below the 70 the Sunday Scan requires. Value 7/25, Health 18/20, Moat 7/15, Premium 11/20 and Stability 20/20; the weakest part is Value (7/25).
Implied volatility is 26% on the near-the-money contracts 20-60 days out: some premium, but under the 35-60% range the Wheel Score pays full marks for (11 of 20 points). Chain open interest is thin - 1,905 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 3.3M shares a day on a market cap of $10.9B, with a beta of 0.71 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 20 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 7 / 25 | -13% margin of safety | |
| Health | 18 / 20 | Piotroski 8/9 | |
| Moat | 7 / 15 | moat 4.8/10 | |
| Premium | 11 / 20 | implied volatility 26% | |
| Stability | 20 / 20 | 3.3M shares/day, $10.9B cap, beta 0.71 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
UDR, Inc. reports earnings on 28 Oct 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk. The shares go ex-dividend on 19 Oct 2026 (0.1450 per share), so a covered call sold before then carries a small early-assignment risk around that date.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in REIT - Residential
The 12 companies below are the closest to UDR, Inc. by market cap within the REIT - Residential industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| AMH American Homes 4 Rent | 30.97 | 30.76 | -1% | 80Prime | $11.1B |
| ELS Equity LifeStyle Properties, Inc. | 60.25 | 28.93 | -108% | 58Fair | $11.7B |
| CPT Camden Property Trust | 98.19 | 84.06 | -17% | 56Fair | $9.9B |
| MAA Mid-America Apartment Communities, Inc. | 116.27 | 72.10 | -61% | 50Fair | $13.5B |
| SUI Sun Communities, Inc. | 114.24 | 90.77 | -26% | 45Weak | $13.9B |
| INVH Invitation Homes Inc. | 26.80 | 21.36 | -25% | 55Fair | $15.8B |
| ESS Essex Property Trust, Inc. | 269.66 | 230.97 | -17% | 58Fair | $17.3B |
| VMRK Vivmark Residential | 60.80 | 59.36 | -2% | 65Good | $22.8B |
| IRT Independence Realty Trust, Inc. | 14.70 | 7.98 | -84% | 54Fair | $3.5B |
| MRP Millrose Properties, Inc. | 22.22 | 156.58 | +86% | 82Prime | $3.4B |
| UMH UMH Properties, Inc. | 15.03 | 13.17 | -14% | 56Fair | $1.3B |
| CSR Centerspace | 55.88 | 74.14 | +25% | 71Good | $939M |
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Start free See the Sunday ScanQuestions about UDR
Is UDR undervalued right now?
No: at 33.96 the stock trades 13% above the GLS average fair value of 30.05 (data as of 16 Oct 2026). The margin of safety is negative.
What is the Wheel Score of UDR and what does it mean?
UDR scores 63 out of 100 (Fair). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for UDR?
30.05 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does UDR, Inc. report earnings next?
The next earnings report is due on 28 Oct 2026 (after the close), 12 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does UDR have listed options, and how liquid are they?
Yes. The nightly snapshot found 144 listed contracts with 1,905 open interest across all expiries and implied volatility of 26% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.