Stock fact sheet · data as of
Union Electric Company (UEPCP): fair value, margin of safety and Wheel Score
Ticker symbol UEPCP · Utilities · Regulated Electric · United States · Blend Income
Is UEPCP undervalued?
At 66.75 (close of 5 Nov 2026), UEPCP trades 26% over the GLS average fair value of 52.87. 3 of the 7 models land above the price and 4 below. A negative margin of safety fails the "below fair value" Wheel Trade Filter - the models see no discount, which does not make the business a poor one, only the price a full one.
There is a wide gap between 10 Cap (0.8968) and Graham Growth (112.67). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for UEPCP, so the nightly engine files it under Blend (value score 47, growth score 50, out of 100). It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for UEPCP
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 67.31 | +1% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 112.67 | +69% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 27.93 | -58% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 20.44 | -69% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 0.8968 | -99% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 63.27 | -5% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 77.59 | +16% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -113.13 | -269% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Union Electric Company scores 6 of 9 on the Piotroski F-score: a middling result that passes the "Piotroski 6 or more" Wheel Trade Filter. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 4.9/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are high - ROIC 18.5%, ROE 18.6%, ROA 7.1% - with debt at 0.00 times equity and negative free cash flow.
The dividend yield is high at 6.44% (payout ratio 9%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual. Revenue comes mainly from Electricity 90%, Natural Gas 10% (quarter Q2 FY2026).
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 18.5% |
|---|---|---|---|
| GLS Moat | 4.9 / 10 | ROE | 18.6% |
| Debt / equity | 0.00 | ROA | 7.1% |
| Free-cash-flow yield | -14.8% | Payout ratio | 9% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 20: No options
No options are listed on Union Electric Company in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 20, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 0k shares a day on a market cap of $6.8B, with a beta of 0.07 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that good.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Fails | trades 26% above our fair value |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 26% above fair value | |
| Premium | Weak | no option data | |
| Moat | Fair | moat 4.9/10 | |
| Health | Good | Piotroski 6/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Good | beta 0.07, $6.8B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for UEPCP in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Regulated Electric
The 12 companies below are the closest to Union Electric Company by market cap within the Regulated Electric industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| UEPEP Union Electric Company | 68.75 | 53.42 | -29% | 20No options | $7.0B |
| TXNM TXNM Energy, Inc. | 58.49 | 28.25 | -107% | 28Weak | $6.4B |
| CMSD CMS Energy Corporation 5.875% Junior Subordinated Notes due 2079 | 20.27 | 30.83 | +34% | 29No options | $6.4B |
| UEPEN Union Electric Company | 61.50 | 51.19 | -20% | 20No options | $6.3B |
| CMSC CMS Energy Corporation 5.875% J | 20.36 | 30.94 | +34% | 30No options | $6.2B |
| UEPEM Union Electric Company | 60.05 | 52.24 | -15% | 20No options | $6.1B |
| ENIC Enel Chile S.A. | 4.39 | 5.18 | +15% | 35Weak | $6.1B |
| UEPEO Union Electric Company | 69.10 | 51.30 | -35% | 19No options | $7.8B |
| UELMO Union Electric Company | 59.26 | 47.21 | -26% | 19No options | $7.8B |
| UEPCN Union Electric Company | 76.00 | 54.17 | -40% | 21No options | $7.8B |
| POR Portland General Electric Company | 46.00 | 27.26 | -69% | 27Weak | $5.5B |
| IDA IDACORP, Inc. | 147.48 | 86.08 | -71% | 27Weak | $8.7B |
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Start free See the Sunday ScanQuestions about UEPCP
Is UEPCP undervalued right now?
No: at 66.75 the stock trades 26% above the GLS average fair value of 52.87 (data as of 5 Nov 2026). The margin of safety is negative.
What is the Wheel Score of UEPCP and what does it mean?
UEPCP has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for UEPCP?
52.87 per share as of 5 Nov 2026 - the simple average of the 7 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Union Electric Company report earnings next?
No upcoming earnings date is recorded for UEPCP in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does UEPCP have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on UEPCP, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.