Stock fact sheet · data as of
Banco Bradesco S.A. (BBDO): fair value, margin of safety and Wheel Score
Financial Services · Banks - Regional · Brazil · ADR · High Growth
Is BBDO undervalued?
BBDO has a margin of safety of 92%: the stock closed at 3.59 on 16 Oct 2026 against a GLS average fair value of 42.28. 7 of the 8 valuation models that produced a number sit above the price. Our screens treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between Lynch (1.71) and 10 Cap (205.90). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files BBDO under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for BBDO
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 28.23 | +686% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 6.93 | +93% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.71 | -52% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 26.40 | +635% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 205.90 | +5635% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 42.68 | +1089% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 21.60 | +502% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 4.79 | +33% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -169.69 | -4827% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Banco Bradesco S.A. scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. On durability BBDO scores 6.4/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are thin or negative - ROIC 2.4%, ROE 13.3%, ROA 1.0% - with debt at 4.45 times equity and a free-cash-flow yield of 55.6%. Debt of 4.45 times equity is on the high side for the sector and is worth checking against the cash flow before treating the stock as a long-term hold.
The dividend yield is high at 8.09% (payout ratio 49%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 2.4% |
|---|---|---|---|
| GLS Moat | 6.4 / 10 | ROE | 13.3% |
| Debt / equity | 4.45 | ROA | 1.0% |
| Free-cash-flow yield | 55.6% | Payout ratio | 49% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 39: No options
No options are listed on Banco Bradesco S.A. in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 39) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 44k shares a day on a market cap of $40.1B, with a beta of 0.23 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 12 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 92% margin of safety | |
| Health | 11 / 20 | Piotroski 5/9 | |
| Moat | 10 / 15 | moat 6.4/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 12 / 20 | 44k shares/day, $40.1B cap, beta 0.23 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for BBDO in the nightly calendar. The shares go ex-dividend on 5 Nov 2026 (0.0022 per share), so a covered call sold before then carries a small early-assignment risk around that date.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Banks - Regional
The 12 companies below are the closest to Banco Bradesco S.A. by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| KB KB Financial Group Inc. | 117.88 | 54,728.61 | +100% | 79Good | $41.7B |
| BSBR Banco Santander (Brasil) S.A. | 5.59 | 22.36 | +75% | 71Good | $41.9B |
| BBD Banco Bradesco S.A. | 4.03 | 44.33 | +91% | 86Prime | $43.5B |
| FITB Fifth Third Bancorp | 50.35 | 64.33 | +22% | 82Prime | $45.7B |
| NWG NatWest Group plc | 17.47 | 60.29 | +71% | 84Prime | $34.7B |
| HBANL Huntington Bancshares Incorporated | 24.82 | 22.07 | -12% | 39No options | $34.2B |
| HBANZ Huntington Bancshares Incorporated | 18.56 | 16.29 | -14% | 25No options | $33.4B |
| SHG Shinhan Financial Group Co., Ltd. | 70.71 | 123,755.24 | +100% | 85Prime | $33.3B |
| FITBI Fifth Third Bancorp | 25.36 | 45.99 | +45% | 39No options | $50.5B |
| MTB M&T Bank Corporation | 218.65 | 334.98 | +35% | 83Prime | $31.6B |
| HBANM Huntington Bancshares Incorporated | 19.48 | 19.52 | +0% | 39No options | $31.1B |
| HBANP Huntington Bancshares Incorporated | 15.83 | 17.77 | +11% | 39No options | $31.1B |
⚖ Compare BBDO with 7 of them All Financial Services stocks →
Screen the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the same eight-rule screen, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about BBDO
Is BBDO undervalued right now?
By the GLS models, yes: at 3.59 the stock is 92% below the average fair value of 42.28 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of BBDO and what does it mean?
BBDO has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for BBDO?
42.28 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Banco Bradesco S.A. report earnings next?
No upcoming earnings date is recorded for BBDO in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does BBDO have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on BBDO, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.