Stock fact sheet · data as of
Banco Bradesco S.A. (BBDO): fair value, margin of safety and Wheel Score
Ticker symbol BBDO · Financial Services · Banks - Regional · Brazil · ADR · Blend Income
BBDO is an American depositary share (ADR): the US listing of Banco Bradesco S.A., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.
Is BBDO undervalued?
BBDO has a margin of safety of 85%: the stock closed at 2.44 on 5 Nov 2026 against a GLS average fair value of 16.58. 7 of the 8 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between Lynch (1.86) and Payback Time (46.46). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for BBDO, so the nightly engine files it under Blend (value score 90, growth score 84, out of 100). It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for BBDO
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 5.55 | +127% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 7.54 | +209% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.86 | -24% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 28.73 | +1078% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 33.52 | +1274% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 46.46 | +1804% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 3.74 | +53% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 5.21 | +114% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -31.00 | -1371% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Banco Bradesco S.A. scores 9 of 9 on the Piotroski F-score, the nine yes/no tests of profitability, leverage and efficiency on the latest annual accounts - a strong reading that passes the "Piotroski 6 or more" Wheel Trade Filter with room to spare. On durability BBDO scores 6.6/10 on the GLS Moat - a middle reading; the Moat Score tab on the Quote page's Financials view shows which of the four parts hold it back.
Returns on capital are thin or negative - ROIC 2.4%, ROE 13.3%, ROA 1.0% - with debt at 4.45 times equity and a free-cash-flow yield of 68.7%. Debt of 4.45 times equity is on the high side for the sector and is worth checking against the cash flow before treating the stock as a long-term hold.
The dividend yield is high at 10.40% (payout ratio 70%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 9 / 9 | ROIC | 2.4% |
|---|---|---|---|
| GLS Moat | 6.6 / 10 | ROE | 13.3% |
| Debt / equity | 4.45 | ROA | 1.0% |
| Free-cash-flow yield | 68.7% | Payout ratio | 70% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 40: No options
No options are listed on Banco Bradesco S.A. in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 40, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 332k shares a day on a market cap of $27.3B, with a beta of 0.23 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that strong.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Fails | price 2.44 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 85% below fair value | |
| Premium | Weak | no option data | |
| Moat | Good | moat 6.6/10 | |
| Health | Strong | Piotroski 9/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Strong | beta 0.23, $27.3B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for BBDO in the nightly calendar. The shares go ex-dividend on 5 Nov 2026 (0.0035 per share), so a covered call sold before then carries a small early-assignment risk around that date.
Analysts downgraded BBDO 1 time in the last 30 days with no upgrades; the latest action was a downgrade by Citigroup on 27 Oct 2026.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Banks - Regional
The 12 companies below are the closest to Banco Bradesco S.A. by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| FCNCP First Citizens BancShares, Inc. | 18.13 | 2,716.08 | +99% | 40No options | $27.3B |
| CFG Citizens Financial Group, Inc. | 65.90 | 79.25 | +17% | 70Good | $27.6B |
| BBD Banco Bradesco S.A. | 2.57 | 17.92 | +86% | 59Fair | $28.3B |
| FCNCA First Citizens BancShares, Inc. | 2,331.85 | 5,770.93 | +60% | 50Fair | $25.9B |
| RF Regions Financial Corporation | 29.03 | 29.12 | +0% | 36Weak | $24.7B |
| SHG Shinhan Financial Group Co., Ltd. | 65.06 | 212.28 | +69% | 52Fair | $30.1B |
| FCNCB First Citizens BancShares, Inc. | 1,830.00 | 5,222.46 | +65% | 40No options | $24.4B |
| HBANP Huntington Bancshares Incorporated | 15.02 | 17.34 | +13% | 28No options | $31.9B |
| KEY KeyCorp | 21.55 | 25.37 | +15% | 71Good | $23.3B |
| HBAN Huntington Bancshares Incorporated | 16.06 | 17.83 | +10% | 41Weak | $32.4B |
| MTB M&T Bank Corporation | 224.64 | 367.14 | +39% | 75Good | $32.4B |
| HBANM Huntington Bancshares Incorporated | 18.95 | 19.20 | +1% | 23No options | $32.5B |
⚖ Compare BBDO with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about BBDO
Is BBDO undervalued right now?
By the GLS models, yes: at 2.44 the stock is 85% below the average fair value of 16.58 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of BBDO and what does it mean?
BBDO has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for BBDO?
16.58 per share as of 5 Nov 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Banco Bradesco S.A. report earnings next?
No upcoming earnings date is recorded for BBDO in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does BBDO have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on BBDO, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.
Is BBDO an ADR?
Yes. BBDO is an American depositary share (ADR): the US listing of Banco Bradesco S.A., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.