Stock fact sheet · data as of
Currency Exchange International, Corp. (CURN): fair value, margin of safety and Wheel Score
Ticker symbol CURN · Financial Services · Investment - Banking & Investment Services · United States · Value
Is CURN undervalued?
Currency Exchange International, Corp. (CURN) closed at 23.89 on 5 Nov 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 37.02, which puts the price 35% below it. 4 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
The 8 models disagree widely: GLS Growth gives 4.07 while DCF gives 120.19. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
Ranked against every other company we cover, CURN is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 59, growth score 12, out of 100).
Nine valuation models for CURN
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 120.19 | +403% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 25.93 | +9% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 22.46 | -6% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 5.57 | -77% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 4.07 | -83% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 57.03 | +139% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 45.47 | +90% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 15.47 | -35% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 12.32 | -48% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
On financial health CURN scores 7/9 (Piotroski): most of the nine tests - positive earnings and cash flow, falling debt, rising margins and turnover - are passed, which is the kind of balance sheet a wheel trader is happy to be assigned. The GLS Moat score is 6.0 out of 10: a record that is solid on some of the four parts the score weighs (returns on capital, pricing power, lasting growth, balance sheet) and weaker on others.
Returns on capital are moderate - ROIC 11.4%, ROE 12.2%, ROA 8.5% - with debt at 0.07 times equity and a free-cash-flow yield of 7.1%.
Currency Exchange International, Corp. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 7 / 9 | ROIC | 11.4% |
|---|---|---|---|
| GLS Moat | 6.0 / 10 | ROE | 12.2% |
| Debt / equity | 0.07 | ROA | 8.5% |
| Free-cash-flow yield | 7.1% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 35: No options
CURN has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (35 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 1k shares a day on a market cap of $141M, with a beta of 0.69 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $141M (under $1.0B) |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 35% below fair value | |
| Premium | Weak | no option data | |
| Moat | Good | moat 6.0/10 | |
| Health | Good | Piotroski 7/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.69, $141M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 20 Jan 2027, 76 days away - outside the window of a 30-45-day put sold today.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Investment - Banking & Investment Services
The 8 companies below are the closest to Currency Exchange International, Corp. by market cap within the Investment - Banking & Investment Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| BRBI BRBI BR Partners S.A. ADSs | 7.19 | 22.65 | +68% | 26No options | $188M |
| STEX Streamex Corp. | 0.3610 | - | - | 5Weak | $42M |
| PJT PJT Partners Inc. | 158.12 | 260.74 | +39% | 52Fair | $4.0B |
| PIPR Piper Sandler Companies | 70.22 | 142.03 | +51% | 46Weak | $5.0B |
| AMTD AMTD IDEA Group | 13.56 | 67,412.93 | +100% | 33No options | $3M |
| HLI Houlihan Lokey, Inc. | 154.06 | 154.34 | +0% | 70Good | $10.7B |
| BNY Bank of New York Mellon Corp | 152.72 | 228.62 | +33% | 77Good | $102.8B |
| IBKR Interactive Brokers Group, Inc. | 77.88 | 129.70 | +40% | 90Prime | $136.9B |
⚖ Compare CURN with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about CURN
Is CURN undervalued right now?
By the GLS models, yes: at 23.89 the stock is 35% below the average fair value of 37.02 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of CURN and what does it mean?
CURN has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for CURN?
37.02 per share as of 5 Nov 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Currency Exchange International, Corp. report earnings next?
The next earnings report is due on 20 Jan 2027, 76 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does CURN have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on CURN, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.