Stock fact sheet · data as of

Currency Exchange International, Corp. (CURN): fair value, margin of safety and Wheel Score

Ticker symbol CURN · Financial Services · Investment - Banking & Investment Services · United States · Value

Close23.89
GLS fair value37.028 of 9 models
Margin of safety+35%price below fair value
Wheel Score35No optionsno listed options
Health7/9Piotroski F-score
Moat6.0/10GLS 10-year score
Market cap$141M1k shares a day
Implied vol.-no listed options
P/E17.2EPS 1.39
Dividend yieldnone
Beta0.69moves less than the market
Next earnings20 Jan 2027in 76 days

Is CURN undervalued?

Currency Exchange International, Corp. (CURN) closed at 23.89 on 5 Nov 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 37.02, which puts the price 35% below it. 4 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.

The 8 models disagree widely: GLS Growth gives 4.07 while DCF gives 120.19. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.

Ranked against every other company we cover, CURN is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 59, growth score 12, out of 100).

Nine valuation models for CURN

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

ModelValuevs priceWhat it measures
DCF120.19+403%Present value of the projected free cash flows, discounted at the cost of capital
Graham Number25.93+9%The most a defensive investor pays for the earnings and book value per share
Graham Growth22.46-6%Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields
Lynch5.57-77%EPS × the earnings growth rate (PEG of 1), growth capped at 25%
GLS Growth4.07-83%EPS compounded ten years at the blended growth rate, discounted back at 15% a year
10 Cap57.03+139%Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%
Payback Time45.47+90%Eight years of compounded free cash flow: the price at which the business pays for itself
DDM--Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight
EPV15.47-35%Earnings power value: current EPS capitalised at 9% with no growth
Zombie (liquidation)12.32-48%Current assets less all liabilities, per share: the balance-sheet floor. Not in the average
Wall St target0.0000-100%Analysts' average 12-month price target. Not in the average

Quality and financial health

On financial health CURN scores 7/9 (Piotroski): most of the nine tests - positive earnings and cash flow, falling debt, rising margins and turnover - are passed, which is the kind of balance sheet a wheel trader is happy to be assigned. The GLS Moat score is 6.0 out of 10: a record that is solid on some of the four parts the score weighs (returns on capital, pricing power, lasting growth, balance sheet) and weaker on others.

Returns on capital are moderate - ROIC 11.4%, ROE 12.2%, ROA 8.5% - with debt at 0.07 times equity and a free-cash-flow yield of 7.1%.

Currency Exchange International, Corp. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.

Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.

Piotroski F-score7 / 9ROIC11.4%
GLS Moat6.0 / 10ROE12.2%
Debt / equity0.07ROA8.5%
Free-cash-flow yield7.1%Payout ratio0%
Institutions5 / 10Insiders · Congress5 · 5 / 10

Wheel Score 35: No options

CURN has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (35 here). The valuation and quality numbers still apply to owning the shares outright.

Volume runs at 1k shares a day on a market cap of $141M, with a beta of 0.69 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.

FilterWheel Trade FilterResultDetail
1Options that actually tradeFailsno listed options
2A real business, not a gamblePassesProfitable over the last twelve months - not a speculative stock, fund or note
3Below fair valuePassesTrading below the nine-model average fair value (margin of safety above 0)
4Financially healthyPassesPiotroski F-score 6 or more out of 9 (a company with no score on file passes)
5Can repay its debtPassesLong-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it)
6No serious red flagsPassesRed Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock)
7A premium worth sellingFailsno implied volatility
8Big enoughFailsmarket cap $141M (under $1.0B)
9Not a penny stockPassesShare price $5 or more
How it ranksRatingFrom
ValueStrong35% below fair value
PremiumWeakno option data
MoatGoodmoat 6.0/10
HealthGoodPiotroski 7/9
Red FlagsFairnot scored yet - half marks
Option tradingWeakno option volume data
StabilityFairbeta 0.69, $141M company

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.

Upcoming events

The next earnings report is due on 20 Jan 2027, 76 days away - outside the window of a 30-45-day put sold today.

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in Investment - Banking & Investment Services

The 8 companies below are the closest to Currency Exchange International, Corp. by market cap within the Investment - Banking & Investment Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

StockCloseFair valueMoSWheelMkt cap
BRBI
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7.1922.65+68%26No options$188M
STEX
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0.3610--5Weak$42M
PJT
PJT Partners Inc.
158.12260.74+39%52Fair$4.0B
PIPR
Piper Sandler Companies
70.22142.03+51%46Weak$5.0B
AMTD
AMTD IDEA Group
13.5667,412.93+100%33No options$3M
HLI
Houlihan Lokey, Inc.
154.06154.34+0%70Good$10.7B
BNY
Bank of New York Mellon Corp
152.72228.62+33%77Good$102.8B
IBKR
Interactive Brokers Group, Inc.
77.88129.70+40%90Prime$136.9B

⚖ Compare CURN with 7 of them   All Financial Services stocks →

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Questions about CURN

Is CURN undervalued right now?

By the GLS models, yes: at 23.89 the stock is 35% below the average fair value of 37.02 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.

What is the Wheel Score of CURN and what does it mean?

CURN has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".

What is the GLS fair value for CURN?

37.02 per share as of 5 Nov 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.

When does Currency Exchange International, Corp. report earnings next?

The next earnings report is due on 20 Jan 2027, 76 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.

Does CURN have listed options, and how liquid are they?

No. The nightly options snapshot found no listed contracts on CURN, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.

Data as of 5 Nov 2026: prices and fundamentals from Financial Modeling Prep, option data from Polygon; valuations, scores and the Wheel Score by GLS Equity's models, run nightly. Prices in USD; the close shown is the previous session's. Everything on this page is general information produced by automated models from third-party data - not a recommendation to buy, sell or trade any security or option, and not financial advice. Past performance is not indicative of future results. GLS Equity provides data and tools, not financial advice.