Figure Technology Solutions, Inc. Class A Common Stock (FIGR): fair value, margin of safety and Wheel Score

Is FIGR undervalued?

FIGR has a margin of safety of 61%: the stock closed at 23.02 on 5 Nov 2026 against a GLS average fair value of 58.29. 4 of the 6 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.

The 6 models disagree widely: EPV gives 12.01 while DCF gives 170.18. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.

Ranked against every other company we cover, FIGR is clearly faster-growing than it is cheap, so the nightly engine files it under Growth (value score 45, growth score 89, out of 100).

Nine valuation models for FIGR

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

Quality and financial health

Financial health is weak: FIGR passes 4 of the nine Piotroski tests. Our scans drop the stock at the health filter; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is low at 3.5 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.

Returns on capital are moderate - ROIC 6.2%, ROE 10.9%, ROA 5.8% - with debt at 0.77 times equity and negative free cash flow.

Figure Technology Solutions, Inc. Class A Common Stock pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.

Institutional ownership scores 7/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.

Wheel Score 38: Weak

FIGR scores 38 out of 100 on the Wheel Score, in the Weak band (under 50): it fails filter 4, financially healthy - Piotroski 4/9 (under 6); and filter 6, no serious red flags - Red Flags score 57 (under 60); and filter 7, a premium worth selling - implied volatility 93% (over 80%), and the parts are thin too - value strong, premium fair, moat fair, health fair, red flags weak, option trading good, stability fair. The score is not a judgement on the company; it says the price, quality and premium do not line up for selling puts on it today.

Implied volatility is 93%, above the 80% ceiling of the Wheel Trade Filter on premium. The premium looks generous, but moves of that size can blow through any strike. The option chain is deep: 67,911 contracts of open interest across all expiries, which means tight fills at most strikes.

Volume runs at 5.7M shares a day on a market cap of $4.3B, with a beta of -0.02 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.

Upcoming events

Figure Technology Solutions, Inc. Class A Common Stock reports earnings on 12 Nov 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.

No analyst upgrades or downgrades were recorded in the last 30 days.

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in Financial - Capital Markets

The 12 companies below are the closest to Figure Technology Solutions, Inc. Class A Common Stock by market cap within the Financial - Capital Markets industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

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