Forbright, Inc. Class A Common Stock (FRBT): fair value, margin of safety and Wheel Score

Is FRBT undervalued?

Forbright, Inc. Class A Common Stock (FRBT) closed at 19.50 on 5 Nov 2026, close to the GLS average fair value of 19.80 (1.5% below fair value). 4 of the 8 models that produced a number sit above the price, 4 below - the market and our models roughly agree. With little margin of safety either way, the case for or against the stock rests on the quality numbers and the option premium rather than on price.

The 8 models disagree widely: Payback Time gives 0.0839 while Graham Growth gives 55.94. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.

Ranked against every other company we cover, neither cheapness nor growth clearly wins for FRBT, so the nightly engine files it under Blend (value score 53, growth score 57, out of 100).

Nine valuation models for FRBT

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

Quality and financial health

No Piotroski health score is on file for FRBT (the statements it needs were not available), so the Health part of the Wheel Score counts it at half marks - 10 of 20 - rather than marking the stock down for missing data. The GLS Moat score is low at 4.0 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.

Returns on capital are moderate - ROIC 9.0%, ROE 10.7%, ROA 1.1% - with debt at 0.18 times equity and a free-cash-flow yield of 0.0%.

Forbright, Inc. Class A Common Stock pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.

Institutional ownership scores 4/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.

Wheel Score 17: No options

FRBT has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (17 here). The valuation and quality numbers still apply to owning the shares outright.

Volume runs at 112k shares a day on a market cap of $990M, with a beta of -2.44 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.

Upcoming events

The next earnings report is due on 2 Dec 2026, 27 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in Banks - Diversified

The 12 companies below are the closest to Forbright, Inc. Class A Common Stock by market cap within the Banks - Diversified industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

⚖ Compare FRBT with 7 of them   All Financial Services stocks →