Stock fact sheet · data as of
Health In Tech, Inc. (HIT): fair value, margin of safety and Wheel Score
Technology · Software - Application · United States · Speculative / Distressed
Is HIT undervalued?
At 0.6287 (close of 16 Oct 2026), HIT has no GLS fair value: every one of the nine models needs a positive input (the company lost money over the last twelve months, EPS -0.06 and it pays no dividend), so the margin of safety is blank and the Wheel Score cannot be computed. Our screens leave the stock out at the first rule. What can be said from the nightly row is below.
The nightly engine files HIT under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for HIT
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 0.1900 | -70% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 3.50 | +457% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Health In Tech, Inc. scores only 0 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. On durability HIT scores 6.2/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are moderate - ROIC 7.4%, ROE 7.5%, ROA 5.5% - with debt at 0.01 times equity and negative free cash flow.
Health In Tech, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.
Institutional ownership scores 1/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 0 / 9 | ROIC | 7.4% |
|---|---|---|---|
| GLS Moat | 6.2 / 10 | ROE | 7.5% |
| Debt / equity | 0.01 | ROA | 5.5% |
| Free-cash-flow yield | -12.8% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 23: No options
No options are listed on Health In Tech, Inc. in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 23) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 134k shares a day on a market cap of $34M, with a beta of 2.81 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 1 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 13 / 25 | 0% margin of safety | |
| Health | 0 / 20 | Piotroski 0/9 | |
| Moat | 9 / 15 | moat 6.2/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 1 / 20 | 134k shares/day, $34M cap, beta 2.81 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 9 Nov 2026 (after the close), 24 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to Health In Tech, Inc. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| INVUP Investview, Inc. | 20.00 | - | - | 29No options | $34M |
| MAPS WM Technology, Inc. | 0.3040 | 1.10 | +72% | 45Weak | $34M |
| ATHR Aether Holdings, Inc. Common Stock | 2.70 | 0.2487 | -985% | 9No options | $33M |
| GREEL Vulcan Infrastructure and Power Inc. 8.5% Sr. Notes due 2026 | 25.44 | 10.72 | -137% | 9No options | $32M |
| RYET Ruanyun Edai Technology Inc. Ordinary shares | 0.8376 | - | - | 23No options | $31M |
| HOLO MicroCloud Hologram Inc. | 1.36 | 32.67 | +96% | 39No options | $31M |
| BRAG Bragg Gaming Group Inc. | 1.22 | 10.66 | +89% | 45Weak | $38M |
| VTSI VirTra, Inc. | 2.64 | 3.75 | +30% | 39Weak | $30M |
| CREX Creative Realities, Inc. | 2.16 | - | - | 26No options | $29M |
| BMR Beamr Imaging Ltd. | 1.82 | - | - | 21No options | $28M |
| TSPH CreateAI Holdings Inc. | 0.1650 | 4.28 | +96% | 37No options | $41M |
| CRGO Freightos Limited Ordinary shares | 0.7810 | - | - | 29No options | $41M |
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Start free See the Sunday ScanQuestions about HIT
Is HIT undervalued right now?
The GLS models could not value HIT (the company lost money over the last twelve months, EPS -0.06 and it pays no dividend), so there is no fair value or margin of safety to compare the price of 0.6287 against.
What is the Wheel Score of HIT and what does it mean?
HIT has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for HIT?
None of the nine GLS models produced a positive value for HIT (the company lost money over the last twelve months, EPS -0.06 and it pays no dividend), so there is no GLS fair value tonight.
When does Health In Tech, Inc. report earnings next?
The next earnings report is due on 9 Nov 2026 (after the close), 24 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does HIT have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on HIT, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.