Stock fact sheet · data as of
Emerald Finance & Banking Innovation;Ins (HSSIX): fair value, margin of safety and Wheel Score
Financial Services · Asset Management · United States · Speculative / Distressed
Is HSSIX undervalued?
At 33.05 (close of 16 Oct 2026), HSSIX trades 361% over the GLS average fair value of 7.17, with 1 of 6 models above the price. The stock earns none of the Wheel Score's Value points at this price. That is a statement about price against trailing fundamentals, not about the company's prospects - the Wall Street View and the Growth tab on the Quote page carry the forward numbers.
There is a wide gap between EPV (0.3011) and Graham Number (37.64). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files HSSIX under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for HSSIX
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 1.22 | -96% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 37.64 | +14% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 1.55 | -95% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 0.6775 | -98% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 1.66 | -95% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 0.3011 | -99% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 674.59 | +1941% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Emerald Finance & Banking Innovation;Ins scores only 3 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. On durability HSSIX scores 5.8/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are moderate - ROIC 8.9%, ROE 10.5%, ROA 8.4% - with debt at 0.18 times equity and negative free cash flow.
Emerald Finance & Banking Innovation;Ins pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 3 / 9 | ROIC | 8.9% |
|---|---|---|---|
| GLS Moat | 5.8 / 10 | ROE | 10.5% |
| Debt / equity | 0.18 | ROA | 8.4% |
| Free-cash-flow yield | -3.3% | Payout ratio | 6% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 21: No options
No options are listed on Emerald Finance & Banking Innovation;Ins in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 21) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at - a day on a market cap of $42M, with a beta of 1.20; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 0 / 25 | -361% margin of safety | |
| Health | 7 / 20 | Piotroski 3/9 | |
| Moat | 9 / 15 | moat 5.8/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 0k shares/day, $42M cap, beta 1.20 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for HSSIX in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
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| CATG Leverage Shares 2x Long CAT Daily ETF | 8.36 | 8.22 | -2% | 35Weak | $46M |
| LCAP Principal Capital Appreciation Select ETF | 34.31 | 0.4561 | -7422% | 6No options | $38M |
| RPXFX RiverParks Large Growth Fund Retail Shares | 29.16 | 39.27 | +26% | 38No options | $47M |
| BFONX Biondo Focus Fund | 22.03 | 38.05 | +42% | 39No options | $47M |
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Start free See the Sunday ScanQuestions about HSSIX
Is HSSIX undervalued right now?
No: at 33.05 the stock trades 361% above the GLS average fair value of 7.17 (data as of 16 Oct 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of HSSIX and what does it mean?
HSSIX has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for HSSIX?
7.17 per share as of 16 Oct 2026 - the simple average of the 6 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Emerald Finance & Banking Innovation;Ins report earnings next?
No upcoming earnings date is recorded for HSSIX in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does HSSIX have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on HSSIX, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.