Stock fact sheet · data as of
Emerald Finance & Banking Innovation;Ins (HSSIX): fair value, margin of safety and Wheel Score
Ticker symbol HSSIX · Financial Services · Asset Management · United States · Fund / Note
Is HSSIX undervalued?
At 34.69 (close of 5 Nov 2026), HSSIX trades 2816% over the GLS average fair value of 1.19, with 0 of 7 models above the price. The stock earns none of the Wheel Score's Value points at this price. That is a statement about price against trailing fundamentals, not about the company's prospects - the Wall Street View and the Growth tab on the Quote page carry the forward numbers.
There is a wide gap between EPV (0.3026) and Graham Number (2.11). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
HSSIX looks like a fund, note or preferred share rather than an operating company, so the nightly engine files it under Fund / Note: the valuation models are not built for it, and its Wheel Score is capped at 45.
Nine valuation models for HSSIX
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 1.33 | -96% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 2.11 | -94% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 1.56 | -96% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 0.6809 | -98% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 1.67 | -95% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 0.6717 | -98% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 0.3026 | -99% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 7.34 | -79% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Emerald Finance & Banking Innovation;Ins scores only 3 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. There is no GLS Moat score for HSSIX: funds, notes and second share lines get none, and so does a company with fewer than two years of accounts on file. The Moat part of the Wheel Score is zero.
Returns on capital are moderate - ROIC 8.9%, ROE 10.5%, ROA 8.4% - with debt at 0.18 times equity and negative free cash flow.
The dividend yield is 0.13% with a payout ratio of 6% - a small yield that leaves most of the earnings in the business.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 3 / 9 | ROIC | 8.9% |
|---|---|---|---|
| GLS Moat | - / 10 | ROE | 10.5% |
| Debt / equity | 0.18 | ROA | 8.4% |
| Free-cash-flow yield | -3.2% | Payout ratio | 6% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 10: No options
No options are listed on Emerald Finance & Banking Innovation;Ins in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 10, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at - a day on a market cap of $43M, with a beta of 1.12; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | a fund or note, not a company |
| 3 | Below fair value | Fails | trades 2816% above our fair value |
| 4 | Financially healthy | Fails | Piotroski 3/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $43M (under $1.0B) |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 2816% above fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | no moat score | |
| Health | Weak | Piotroski 3/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 1.12, $43M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for HSSIX in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
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The 12 companies below are the closest to Emerald Finance & Banking Innovation;Ins by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
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| JLGAX JAG Large Cap Growth Fund | 18.40 | 105.24 | +83% | 24No options | $41M |
| MYIFX Monetta Young Investor Growth Fund | 20.20 | 96.08 | +79% | 26No options | $45M |
| CCIF Carlyle Credit Income Fund | 1.91 | 10.45 | +82% | 25No options | $40M |
| LZFOX Lazard Equity Franchise Portfolio Open Shares | 8.36 | 34.79 | +76% | 26No options | $40M |
| MLCI Mount Logan Capital Inc. | 3.55 | 32.50 | +89% | 26No options | $40M |
| BFONX Biondo Focus Fund | 21.66 | 38.05 | +43% | 25No options | $48M |
| RPXFX RiverParks Large Growth Fund Retail Shares | 28.83 | 39.27 | +27% | 22No options | $48M |
| OCCI OFS Credit Company, Inc. | 1.67 | 17.36 | +90% | 27No options | $49M |
| RSF RiverNorth Capital and Income Fund, Inc. | 14.25 | 25.23 | +44% | 26No options | $49M |
⚖ Compare HSSIX with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about HSSIX
Is HSSIX undervalued right now?
No: at 34.69 the stock trades 2816% above the GLS average fair value of 1.19 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of HSSIX and what does it mean?
HSSIX has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for HSSIX?
1.19 per share as of 5 Nov 2026 - the simple average of the 7 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Emerald Finance & Banking Innovation;Ins report earnings next?
No upcoming earnings date is recorded for HSSIX in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does HSSIX have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on HSSIX, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.