Stock fact sheet · data as of
OFS Credit Company, Inc. (OCCI): fair value, margin of safety and Wheel Score
Financial Services · Asset Management · United States · Speculative / Distressed
Is OCCI undervalued?
OCCI has a margin of safety of 89%: the stock closed at 1.96 on 16 Oct 2026 against a GLS average fair value of 17.45. 3 of the 3 valuation models that produced a number sit above the price. Our screens treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
Only 3 of the nine models produced a value (DCF, 10 Cap, DDM); the others need a dividend, positive free cash flow or positive book value the company does not have yet, so the average rests on a narrow base.
The nightly engine files OCCI under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for OCCI
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 16.18 | +726% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 23.51 | +1099% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 12.65 | +546% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | -3.55 | -281% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is weak: OCCI passes 3 of the nine Piotroski tests. Our screens drop the stock at the health rule; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is low at 2.0 out of 10, which says the ten-year record of revenue, earnings, margins and returns on capital has been inconsistent - growth and shocks rather than steady compounding.
Returns on capital are thin or negative - ROIC -6.5%, ROE -6.5%, ROA -3.7% - with debt at 0.00 times equity and a free-cash-flow yield of 60.0%.
The dividend yield is high at 43.88% (payout ratio -62%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 1/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 3 / 9 | ROIC | -6.5% |
|---|---|---|---|
| GLS Moat | 2.0 / 10 | ROE | -6.5% |
| Debt / equity | 0.00 | ROA | -3.7% |
| Free-cash-flow yield | 60.0% | Payout ratio | -62% |
| Institutions | 1 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 39: No options
OCCI has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business; the Wheel Score is capped at 39 and shown as "No options" (39 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 193k shares a day on a market cap of $58M, with a beta of 0.83; the Stability part of the Wheel Score gives that 8 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 89% margin of safety | |
| Health | 7 / 20 | Piotroski 3/9 | |
| Moat | 3 / 15 | moat 2.0/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 8 / 20 | 193k shares/day, $58M cap, beta 0.83 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 9 Dec 2026, 54 days away - outside the window of a 30-45-day put sold today.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Asset Management
The 12 companies below are the closest to OFS Credit Company, Inc. by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| SPLS PIMCO US Stocks PLUS Active Bond ETF | 55.44 | 701.14 | +92% | 39No options | $57M |
| POW VistaShares Electrification Supercycle ETF | 24.82 | 1.53 | -1524% | 24Weak | $58M |
| PDPA Pearl Diver Credit Company Inc. | 25.02 | 70.56 | +65% | 39No options | $59M |
| PDCC Pearl Diver Credit Company Inc. | 8.10 | 70.56 | +89% | 39No options | $55M |
| PCM PCM Fund Inc | 4.87 | 13.18 | +63% | 39No options | $60M |
| DBE Invesco DB Energy Fund | 38.73 | 35.57 | -9% | 43Weak | $60M |
| RSF RiverNorth Capital and Income Fund, Inc. | 14.23 | 25.11 | +43% | 39No options | $61M |
| ADKSX Adirondack Small Cap Fund | 37.51 | 31,861.81 | +100% | 39No options | $54M |
| OFS OFS Capital Corporation | 4.01 | 53.18 | +92% | 45Weak | $54M |
| XXI Twenty One Capital Inc | 5.99 | - | - | 45Weak | $62M |
| OFSSH OFS Capital Corporation 4.95% Notes due 2028 | 23.77 | 53.18 | +55% | 39No options | $53M |
| IICAX AMF Large Cap Equity Fund | 12.54 | 108.56 | +88% | 39No options | $52M |
⚖ Compare OCCI with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about OCCI
Is OCCI undervalued right now?
By the GLS models, yes: at 1.96 the stock is 89% below the average fair value of 17.45 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of OCCI and what does it mean?
OCCI has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for OCCI?
17.45 per share as of 16 Oct 2026 - the simple average of the 3 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does OFS Credit Company, Inc. report earnings next?
The next earnings report is due on 9 Dec 2026 (before the open), 54 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does OCCI have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on OCCI, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.