Stock fact sheet · data as of
iHuman Inc. (IH): fair value, margin of safety and Wheel Score
Consumer Defensive · Education & Training Services · China · ADR · Speculative / Distressed
Is IH undervalued?
iHuman Inc. (IH) closed at 1.15 on 16 Oct 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 19.95, which puts the price 94% below it. 8 of the 9 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
There is a wide gap between GLS Growth (1.03) and 10 Cap (91.40). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files IH under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for IH
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 37.87 | +3193% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 13.10 | +1039% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 5.66 | +392% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.40 | +22% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 1.03 | -11% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 91.40 | +7848% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 16.80 | +1361% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 8.36 | +627% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 3.89 | +239% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 90.55 | +7774% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
iHuman Inc. scores only 3 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 4.1/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are moderate - ROIC 9.5%, ROE 9.6%, ROA 7.0% - with debt at 0.01 times equity and negative free cash flow.
The dividend yield is high at 7.39% (payout ratio 0%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual. Revenue comes mainly from Online Subscriptions 74%, Offline Products And Others 26% (fiscal year FY2021).
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 3 / 9 | ROIC | 9.5% |
|---|---|---|---|
| GLS Moat | 4.1 / 10 | ROE | 9.6% |
| Debt / equity | 0.01 | ROA | 7.0% |
| Free-cash-flow yield | 0.0% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 39: No options
No options are listed on iHuman Inc. in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 39) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 7k shares a day on a market cap of $12M, with a beta of 0.13 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 94% margin of safety | |
| Health | 7 / 20 | Piotroski 3/9 | |
| Moat | 6 / 15 | moat 4.1/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 7k shares/day, $12M cap, beta 0.13 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 17 Dec 2026, 62 days away - outside the window of a 30-45-day put sold today.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Education & Training Services
The 12 companies below are the closest to iHuman Inc. by market cap within the Education & Training Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| AACG ATA Creativity Global | 0.6330 | 3.94 | +84% | 39No options | $10M |
| EXDW Exceed World, Inc. | 0.2925 | 0.1692 | -73% | 5No options | $10M |
| EDTK Skillful Craftsman Education Technology Limited | 0.9301 | - | - | 25No options | $15M |
| ASPU Aspen Group, Inc. | 0.2750 | 4.47 | +94% | 39No options | $9M |
| LTRE Learning Tree International, Inc. | 0.5100 | 7.05 | +93% | 38No options | $7M |
| WAFU Wah Fu Education Group Limited | 1.44 | 2.28 | +37% | 39No options | $6M |
| BRWC Birdie Win Corporation | 0.8477 | - | - | 22No options | $6M |
| YOUL Youlife Group Inc. | 0.2997 | 6.09 | +95% | 37No options | $24M |
| GNS Genius Group Limited | 0.1373 | 2.94 | +95% | 38No options | $26M |
| YQ 17 Education & Technology Group Inc. | 3.48 | 30.51 | +89% | 45Weak | $34M |
| STG Sunlands Technology Group | 2.61 | 189.57 | +99% | 39No options | $35M |
| EEIQ Elite Education Group International Limited | 4.59 | - | - | 28No options | $4M |
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Start free See the Sunday ScanQuestions about IH
Is IH undervalued right now?
By the GLS models, yes: at 1.15 the stock is 94% below the average fair value of 19.95 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of IH and what does it mean?
IH has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for IH?
19.95 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does iHuman Inc. report earnings next?
The next earnings report is due on 17 Dec 2026, 62 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does IH have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on IH, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.