Stock fact sheet · data as of
Youlife Group Inc. (YOUL): fair value, margin of safety and Wheel Score
Ticker symbol YOUL · Consumer Defensive · Education & Training Services · China · ADR · Blend
YOUL is an American depositary share (ADR): the US listing of Youlife Group Inc., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.
Is YOUL undervalued?
Youlife Group Inc. (YOUL) closed at 0.1884 on 5 Nov 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 4.30, which puts the price 96% below it. 8 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
There is a wide gap between 10 Cap (0.4443) and DCF (16.23). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for YOUL, so the nightly engine files it under Blend (value score 97, growth score 80, out of 100).
Nine valuation models for YOUL
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 16.23 | +8516% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 1.75 | +829% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 5.73 | +2943% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 2.51 | +1230% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 6.14 | +3157% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 0.4443 | +136% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 0.4708 | +150% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 1.11 | +491% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 0.8284 | +340% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Youlife Group Inc. scores only 4 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 3.6/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC 4.8%, ROE 5.9%, ROA 3.5% - with debt at 0.22 times equity and a free-cash-flow yield of 6.9%.
Youlife Group Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Management Service 96%, Market Services 4% (fiscal year FY2025).
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | 4.8% |
|---|---|---|---|
| GLS Moat | 3.6 / 10 | ROE | 5.9% |
| Debt / equity | 0.22 | ROA | 3.5% |
| Free-cash-flow yield | 6.9% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 29: No options
No options are listed on Youlife Group Inc. in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 29, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 700k shares a day on a market cap of $15M, with a beta of 0.94; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 4/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $15M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 0.19 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 96% below fair value | |
| Premium | Weak | no option data | |
| Moat | Fair | moat 3.6/10 | |
| Health | Fair | Piotroski 4/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.94, $15M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for YOUL in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Education & Training Services
The 12 companies below are the closest to Youlife Group Inc. by market cap within the Education & Training Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| EDTK Skillful Craftsman Education Technology Limited | 0.9117 | - | - | 11No options | $15M |
| IH iHuman Inc. | 1.14 | 9.91 | +88% | 30No options | $12M |
| GNS Genius Group Limited | 0.1150 | 2.94 | +96% | 20No options | $22M |
| AACG ATA Creativity Global | 0.6100 | 0.5582 | -9% | 12No options | $10M |
| EXDW Exceed World, Inc. | 0.2925 | 0.1688 | -73% | 11No options | $10M |
| YQ 17 Education & Technology Group Inc. | 3.01 | 5.87 | +49% | 35Weak | $29M |
| ASPU Aspen Group, Inc. | 0.2200 | 4.59 | +95% | 27No options | $7M |
| STG Sunlands Technology Group | 2.40 | 80.63 | +97% | 31No options | $34M |
| LTRE Learning Tree International, Inc. | 0.5100 | 7.41 | +93% | 25No options | $7M |
| WAFU Wah Fu Education Group Limited | 1.45 | 2.28 | +36% | 26No options | $6M |
| SKIL Skillsoft Corp. | 4.65 | 22.39 | +79% | 26No options | $42M |
| BRWC Birdie Win Corporation | 0.6850 | - | - | 11No options | $5M |
⚖ Compare YOUL with 7 of them All Consumer Defensive stocks →
Scan the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the top 10 stocks that pass all 9 Wheel Trade Filters, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about YOUL
Is YOUL undervalued right now?
By the GLS models, yes: at 0.1884 the stock is 96% below the average fair value of 4.30 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of YOUL and what does it mean?
YOUL has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for YOUL?
4.30 per share as of 5 Nov 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Youlife Group Inc. report earnings next?
No upcoming earnings date is recorded for YOUL in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does YOUL have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on YOUL, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.
Is YOUL an ADR?
Yes. YOUL is an American depositary share (ADR): the US listing of Youlife Group Inc., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.