Stock fact sheet · data as of
Mortgage Oil Corp. (MGAG): fair value, margin of safety and Wheel Score
Real Estate · Real Estate - Services · United States · Speculative / Distressed
Is MGAG undervalued?
At 255.00 (close of 16 Oct 2026), MGAG trades 13% over the GLS average fair value of 225.90. 1 of the 3 models land above the price and 2 below. A negative margin of safety costs Value points in the Wheel Score (7 of 25 here) - the models see no discount, which does not make the business a poor one, only the price a full one.
Only 3 of the nine models produced a value (DCF, 10 Cap, DDM); the others need a dividend, positive free cash flow or positive book value the company does not have yet, so the average rests on a narrow base.
The nightly engine files MGAG under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for MGAG
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 157.44 | -38% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 284.82 | +12% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 235.43 | -8% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 72.85 | -71% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - MGAG passes 6 of the nine Piotroski tests, which passes the Sunday Scan's "6 or more" rule. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is low at 2.7 out of 10, which says the ten-year record of revenue, earnings, margins and returns on capital has been inconsistent - growth and shocks rather than steady compounding.
Returns on capital are high - ROIC 15.4%, ROE 15.4%, ROA 15.6% - with debt at 0.00 times equity and a free-cash-flow yield of 4.7%.
The dividend yield is high at 6.27% (payout ratio 0%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 15.4% |
|---|---|---|---|
| GLS Moat | 2.7 / 10 | ROE | 15.4% |
| Debt / equity | 0.00 | ROA | 15.6% |
| Free-cash-flow yield | 4.7% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 31: No options
MGAG has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business; the Wheel Score is capped at 39 and shown as "No options" (31 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 0k shares a day on a market cap of $10M, with a beta of -0.22 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 6 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 7 / 25 | -13% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 4 / 15 | moat 2.7/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 6 / 20 | 0k shares/day, $10M cap, beta -0.22 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for MGAG in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
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The 12 companies below are the closest to Mortgage Oil Corp. by market cap within the Real Estate - Services industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
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| FTHM Fathom Holdings Inc. | 0.1970 | - | - | 29Weak | $7M |
| ABCP AmBase Corporation | 0.2060 | 0.0010 | -20012% | 16No options | $17M |
| ZDPY Zoned Properties, Inc. | 0.4630 | - | - | 30No options | $6M |
| REAC REAC Group, Inc. | 0.1996 | - | - | 23No options | $6M |
| DUO Fangdd Network Group Ltd. | 0.5859 | - | - | 21No options | $5M |
| GBR New Concept Energy, Inc. | 0.6957 | 0.2295 | -203% | 14No options | $4M |
| ASPS Altisource Portfolio Solutions S.A. | 5.59 | 12.60 | +56% | 39No options | $64M |
| RFL Rafael Holdings, Inc. | 1.43 | 1.04 | -37% | 22Weak | $73M |
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Start free See the Sunday ScanQuestions about MGAG
Is MGAG undervalued right now?
No: at 255.00 the stock trades 13% above the GLS average fair value of 225.90 (data as of 16 Oct 2026). The margin of safety is negative.
What is the Wheel Score of MGAG and what does it mean?
MGAG has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for MGAG?
225.90 per share as of 16 Oct 2026 - the simple average of the 3 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Mortgage Oil Corp. report earnings next?
No upcoming earnings date is recorded for MGAG in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does MGAG have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on MGAG, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.