Stock fact sheet · data as of
NetSol Technologies, Inc. (NTWK): fair value, margin of safety and Wheel Score
Technology · Software - Application · United States · High Growth
Is NTWK undervalued?
At 6.51 (close of 16 Oct 2026), NTWK trades 43% below the GLS average fair value of 11.49. That average comes from 8 models run on the latest filings, and 4 of them land above the current price. Margins of safety over 30% are the exception rather than the rule across the ~7,400 stocks we value each night, so the number earns NetSol Technologies, Inc. the full Value points in the Wheel Score - and a closer look at what the market is pricing in.
The 8 models disagree widely: DCF gives 2.15 while Payback Time gives 24.57. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files NTWK under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for NTWK
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 2.15 | -67% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 4.42 | -32% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 14.20 | +118% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 6.21 | -5% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 15.20 | +133% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 22.44 | +245% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 24.57 | +277% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 2.76 | -58% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 2.39 | -63% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - NTWK passes 5 of the nine Piotroski tests, which falls one point short of the Sunday Scan's "6 or more" rule. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is 5.1 out of 10: a ten-year record that is consistent in some of the metrics the score tracks (revenue, earnings, margins, cash flow, returns on capital) and patchy in others.
Returns on capital are moderate - ROIC 5.8%, ROE 7.1%, ROA 3.8% - with debt at 0.22 times equity and a free-cash-flow yield of 15.3%.
NetSol Technologies, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Subscription And Support 70%, Service 30%, License 0% (quarter Q4 FY2026).
Institutional ownership scores 2/10, insider activity 3/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 5.8% |
|---|---|---|---|
| GLS Moat | 5.1 / 10 | ROE | 7.1% |
| Debt / equity | 0.22 | ROA | 3.8% |
| Free-cash-flow yield | 15.3% | Payout ratio | 0% |
| Institutions | 2 / 10 | Insiders · Congress | 3 · 5 / 10 |
Wheel Score 65: Good
NTWK scores 65 out of 100 on the Wheel Score (Good band, 65-79). The score blends the margin of safety (Value, 25/25), Piotroski health (11/20), the GLS moat (8/15), the option premium on offer (13/20) and how easily the stock trades (8/20). Stability (8/20) is the part holding the score back.
Implied volatility is 86% on the near-the-money contracts 20-60 days out - above the 60% ceiling of the sweet spot. Premiums are large, but the Wheel Score tapers the Premium points (13 of 20) because volatility this high usually comes with a reason. Chain open interest is thin - 502 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 214k shares a day on a market cap of $78M, with a beta of 0.94; the Stability part of the Wheel Score gives that 8 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 43% margin of safety | |
| Health | 11 / 20 | Piotroski 5/9 | |
| Moat | 8 / 15 | moat 5.1/10 | |
| Premium | 13 / 20 | implied volatility 86% | |
| Stability | 8 / 20 | 214k shares/day, $78M cap, beta 0.94 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for NTWK in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to NetSol Technologies, Inc. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
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| RDZN Roadzen, Inc. | 1.03 | - | - | 31No options | $88M |
| AEYE AudioEye, Inc. | 7.00 | 19.27 | +64% | 45Weak | $88M |
| RSSS Research Solutions, Inc. | 1.96 | 3.78 | +48% | 39No options | $66M |
| TP Ticketplus Ltd. | 8.00 | 3.99 | -100% | 19No options | $102M |
| RTB RTB Digital Inc | 7.56 | - | - | 23No options | $103M |
| DGNX Diginex Limited | 1.16 | - | - | 31Weak | $58M |
| SCOR comScore Inc. | 3.82 | 58.47 | +93% | 39No options | $58M |
| RYDE Ryde Group Ltd | 0.7000 | - | - | 25No options | $105M |
| NRDY Nerdy, Inc. | 6.77 | - | - | 27Weak | $58M |
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Start free See the Sunday ScanQuestions about NTWK
Is NTWK undervalued right now?
By the GLS models, yes: at 6.51 the stock is 43% below the average fair value of 11.49 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of NTWK and what does it mean?
NTWK scores 65 out of 100 (Good). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for NTWK?
11.49 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does NetSol Technologies, Inc. report earnings next?
No upcoming earnings date is recorded for NTWK in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does NTWK have listed options, and how liquid are they?
Yes. The nightly snapshot found 34 listed contracts with 502 open interest across all expiries and implied volatility of 86% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.