Stock fact sheet · data as of
Oxbridge Re Holdings Limited (OXBR): fair value, margin of safety and Wheel Score
Financial Services · Insurance - Reinsurance · Cayman Islands · Speculative / Distressed
Is OXBR undervalued?
OXBR closed at 0.9264 on 16 Oct 2026, 11% below the GLS average fair value of 1.05 from 2 models (1 of them above the price). That is a moderate margin of safety: the stock passes the "below fair value" rule of the Sunday Scan, and the Wheel Score gives it 17 of the 25 Value points.
The average is built from just 2 models (DCF, 10 Cap) - the rest returned nothing because an input they need (dividends, free cash flow, book value) is zero or negative - so treat it with more caution than usual.
The nightly engine files OXBR under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for OXBR
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 0.8998 | -3% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 1.19 | +29% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 0.6655 | -28% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 3.00 | +224% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Oxbridge Re Holdings Limited scores only 4 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 1.4/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC -52.5%, ROE -53.9%, ROA -43.0% - with debt at 0.03 times equity and a free-cash-flow yield of 6.3%.
Oxbridge Re Holdings Limited pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Management Fee Income 100% (quarter Q2 FY2025).
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | -52.5% |
|---|---|---|---|
| GLS Moat | 1.4 / 10 | ROE | -53.9% |
| Debt / equity | 0.03 | ROA | -43.0% |
| Free-cash-flow yield | 6.3% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 32: No options
No options are listed on Oxbridge Re Holdings Limited in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 32) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 2k shares a day on a market cap of $8M, with a beta of 2.01 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 3 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 17 / 25 | 11% margin of safety | |
| Health | 9 / 20 | Piotroski 4/9 | |
| Moat | 2 / 15 | moat 1.4/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 3 / 20 | 2k shares/day, $8M cap, beta 2.01 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 5 Nov 2026 (after the close), 20 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Reinsurance
The 8 companies below are the closest to Oxbridge Re Holdings Limited by market cap within the Insurance - Reinsurance industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| KG Kestrel Group Ltd | 4.62 | 45.53 | +90% | 39No options | $36M |
| GLRE Greenlight Capital Re, Ltd. | 14.74 | 68.25 | +78% | 74Good | $481M |
| SPNT SiriusPoint Ltd. | 25.27 | 69.85 | +64% | 83Prime | $2.9B |
| HG Hamilton Insurance Group, Ltd. | 35.50 | 123.93 | +71% | 86Prime | $3.5B |
| RNR RenaissanceRe Holdings Ltd. | 339.51 | 1,335.01 | +75% | 77Good | $14.1B |
| EG Everest Group, Ltd. | 381.35 | 943.59 | +60% | 77Good | $14.6B |
| RGA Reinsurance Group of America, Incorporated | 261.05 | 780.85 | +67% | 79Good | $17.0B |
| RZC Reinsurance Group of America, Incorporated | 24.95 | 327.39 | +92% | 39No options | $17.1B |
⚖ Compare OXBR with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about OXBR
Is OXBR undervalued right now?
By the GLS models, moderately: at 0.9264 the stock trades 11% below the average fair value of 1.05 (data as of 16 Oct 2026).
What is the Wheel Score of OXBR and what does it mean?
OXBR has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for OXBR?
1.05 per share as of 16 Oct 2026 - the simple average of the 2 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Oxbridge Re Holdings Limited report earnings next?
The next earnings report is due on 5 Nov 2026 (after the close), 20 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does OXBR have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on OXBR, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.