Postal Realty Trust, Inc. (PSTL): fair value, margin of safety and Wheel Score

Is PSTL undervalued?

Postal Realty Trust, Inc. (PSTL) closed at 22.03 on 16 Oct 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 29.08, so the price sits 24% below it. 3 of the 9 models value the shares above the current price. A margin of safety between 10% and 30% is where most of the Sunday Scan candidates come from.

There is a wide gap between Lynch (5.43) and DCF (105.93). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.

The nightly engine files PSTL under High Yield Income: a dividend yield above 4%.

Nine valuation models for PSTL

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

Quality and financial health

Postal Realty Trust, Inc. scores 8 of 9 on the Piotroski F-score, the nine yes/no tests of profitability, leverage and efficiency on the latest annual accounts - a strong reading that passes the Sunday Scan's "6 or more" rule with room to spare. On durability PSTL scores 6.3/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.

Returns on capital are thin or negative - ROIC 2.1%, ROE 5.0%, ROA 1.9% - with debt at 1.42 times equity and a free-cash-flow yield of 4.7%.

The dividend yield is high at 4.44% (payout ratio 178%) - a payout above 100% of earnings, which is not covered by profits. A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.

Institutional ownership scores 10/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.

Wheel Score 80: Prime

With a Wheel Score of 80, Postal Realty Trust, Inc. sits in the Prime band - price, quality and premium all line up for the wheel strategy. The parts: Value 23/25, Health 18/20, Moat 9/15, Premium 20/20, Stability 10/20. A high score is a ranking, not a signal: it says nothing about timing, the earnings date or your position size.

Implied volatility is 54% on the near-the-money contracts 20-60 days out - inside the 35-60% range the Wheel Score pays full marks for: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is thin - 610 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.

Volume runs at 240k shares a day on a market cap of $877M, with a beta of 0.79 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 10 of 20.

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.

Upcoming events

The next earnings report is due on 3 Nov 2026 (after the close), 18 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in REIT - Office

The 12 companies below are the closest to Postal Realty Trust, Inc. by market cap within the REIT - Office industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

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