Stock fact sheet · data as of
BRC Group Holdings Inc. 5% Sr. Notes due 2026 (RILYG): fair value, margin of safety and Wheel Score
Ticker symbol RILYG · Financial Services · Financial - Conglomerates · United States · Fund / Note
Is RILYG undervalued?
RILYG has a margin of safety of 99%: the stock closed at 24.74 on 5 Nov 2026 against a GLS average fair value of 2,024.51. 7 of the 7 valuation models that produced a number sit above the price. Our scans treat a discount this large as a strong starting point for a cash-secured put, not as a verdict - the fair value is a model output, and a wide gap can mean the models are missing something the market knows.
There is a wide gap between Graham Number (37.56) and GLS Growth (5,328.85). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
RILYG looks like a fund, note or preferred share rather than an operating company, so the nightly engine files it under Fund / Note: the valuation models are not built for it, and its Wheel Score is capped at 45.
Nine valuation models for RILYG
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 37.56 | +52% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 4,978.92 | +20025% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 2,176.10 | +8696% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 5,328.85 | +21439% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 264.47 | +969% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 418.51 | +1592% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 967.16 | +3809% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -248.32 | -1104% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
BRC Group Holdings Inc. 5% Sr. Notes due 2026 scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the "Piotroski 6 or more" Wheel Trade Filter. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. There is no GLS Moat score for RILYG: funds, notes and second share lines get none, and so does a company with fewer than two years of accounts on file. The Moat part of the Wheel Score is zero.
Returns on capital are high - ROIC 23.7%, ROE -179.2%, ROA 18.0% - with debt at -8.56 times equity and a free-cash-flow yield of 209.7%.
BRC Group Holdings Inc. 5% Sr. Notes due 2026 pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Subscription Services 23%, Sale Of Goods 19%, Corporate Finance Consulting And Invest… 14% (quarter Q2 FY2026).
Institutional ownership scores 5/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 23.7% |
|---|---|---|---|
| GLS Moat | - / 10 | ROE | -179.2% |
| Debt / equity | -8.56 | ROA | 18.0% |
| Free-cash-flow yield | 209.7% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 26: No options
No options are listed on BRC Group Holdings Inc. 5% Sr. Notes due 2026 in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 26, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 4k shares a day on a market cap of $154M, with a beta of 0.12 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | a fund or note, not a company |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 5/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $154M (under $1.0B) |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 99% below fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | no moat score | |
| Health | Fair | Piotroski 5/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.12, $154M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for RILYG in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Financial - Conglomerates
The 12 companies below are the closest to BRC Group Holdings Inc. 5% Sr. Notes due 2026 by market cap within the Financial - Conglomerates industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| RILY BRC Group Holdings, Inc. | 3.83 | 394.11 | +99% | 42Weak | $154M |
| RILYZ BRC Group Holdings Inc. 5.25% Sr. Notes due 2028 | 17.20 | 1,436.60 | +99% | 26No options | $155M |
| CCAQ Collective Acquisition Corp. | 10.77 | 9.50 | -13% | 13No options | $156M |
| RILYT B. Riley Financial, Inc. 6.00% Senior Notes Due 2028 | 19.26 | 1,597.22 | +99% | 26No options | $152M |
| RILYP BRC Group Holdings, Inc. | 7.25 | 660.76 | +99% | 30No options | $161M |
| RILYL BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock | 7.50 | 680.27 | +99% | 27No options | $164M |
| BREZ Breeze Acquisition Corp. II | 10.08 | - | - | 12No options | $178M |
| ETHM Dynamix Corporation | 10.97 | 29.02 | +62% | 26No options | $182M |
| JONE Jones Ventures Intl Acquisition1 | 9.83 | 698.09 | +99% | 27No options | $207M |
| VNME Vendome Acquisition Corporation I | 10.34 | 1.13 | -815% | 12No options | $207M |
| CAVG ACC Aviation Holdings Ltd | 0.2266 | 0.0012 | -18997% | 14No options | $113M |
| VII Viking Acquisition Corp. II | 9.80 | - | - | 12No options | $231M |
⚖ Compare RILYG with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about RILYG
Is RILYG undervalued right now?
By the GLS models, yes: at 24.74 the stock is 99% below the average fair value of 2,024.51 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of RILYG and what does it mean?
RILYG has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for RILYG?
2,024.51 per share as of 5 Nov 2026 - the simple average of the 7 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does BRC Group Holdings Inc. 5% Sr. Notes due 2026 report earnings next?
No upcoming earnings date is recorded for RILYG in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does RILYG have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on RILYG, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.