Stock fact sheet · data as of

Bank7 Corp. (BSVN): fair value, margin of safety and Wheel Score

Ticker symbol BSVN · Financial Services · Banks - Regional · United States · Blend

Close59.63
GLS fair value88.889 of 9 models
Margin of safety+33%price below fair value
Wheel Score35No optionsno listed options
Health4/9Piotroski F-score
Moat8.9/10GLS 10-year score
Market cap$568M48k shares a day
Implied vol.-no listed options
P/E13.7EPS 4.34
Dividend yield1.86%payout 19%
Beta0.87about the market
Next earnings21 Jan 2027in 77 days

Is BSVN undervalued?

Bank7 Corp. (BSVN) closed at 59.63 on 5 Nov 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 88.88, which puts the price 33% below it. 5 of the 9 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.

There is a wide gap between DDM (16.33) and DCF (198.21). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.

Ranked against every other company we cover, neither cheapness nor growth clearly wins for BSVN, so the nightly engine files it under Blend (value score 52, growth score 35, out of 100).

Nine valuation models for BSVN

Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.

ModelValuevs priceWhat it measures
DCF198.21+232%Present value of the projected free cash flows, discounted at the cost of capital
Graham Number52.98-11%The most a defensive investor pays for the earnings and book value per share
Graham Growth151.05+153%Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields
Lynch58.79-1%EPS × the earnings growth rate (PEG of 1), growth capped at 25%
GLS Growth102.47+72%EPS compounded ten years at the blended growth rate, discounted back at 15% a year
10 Cap88.41+48%Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%
Payback Time83.41+40%Eight years of compounded free cash flow: the price at which the business pays for itself
DDM16.33-73%Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend
EPV48.23-19%Earnings power value: current EPS capitalised at 9% with no growth
Zombie (liquidation)-148.44-349%Current assets less all liabilities, per share: the balance-sheet floor. Not in the average
Wall St target65.50+10%Analysts' average 12-month price target. Not in the average

Quality and financial health

Bank7 Corp. scores only 4 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 8.9/10 puts BSVN among the more durable businesses we track: over up to ten years its returns on capital have stayed high, its margins steady and its balance sheet sound.

Returns on capital are high - ROIC 17.2%, ROE 17.2%, ROA 2.2% - with debt at 0.00 times equity and a free-cash-flow yield of 4.7%.

The dividend yield is 1.86% at a payout ratio of 19%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold.

Institutional ownership scores 4/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 20 Oct 2026.

Piotroski F-score4 / 9ROIC17.2%
GLS Moat8.9 / 10ROE17.2%
Debt / equity0.00ROA2.2%
Free-cash-flow yield4.7%Payout ratio19%
Institutions4 / 10Insiders · Congress1 · 5 / 10

Wheel Score 35: No options

No options are listed on Bank7 Corp. in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 35, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.

Volume runs at 48k shares a day on a market cap of $568M, with a beta of 0.87; the Stability part of the Wheel Score rates that fair.

FilterWheel Trade FilterResultDetail
1Options that actually tradeFailsno listed options
2A real business, not a gamblePassesProfitable over the last twelve months - not a speculative stock, fund or note
3Below fair valuePassesTrading below the nine-model average fair value (margin of safety above 0)
4Financially healthyFailsPiotroski 4/9 (under 6)
5Can repay its debtPassesLong-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it)
6No serious red flagsPassesRed Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock)
7A premium worth sellingFailsno implied volatility
8Big enoughFailsmarket cap $568M (under $1.0B)
9Not a penny stockPassesShare price $5 or more
How it ranksRatingFrom
ValueStrong33% below fair value
PremiumWeakno option data
MoatStrongmoat 8.9/10
HealthFairPiotroski 4/9
Red FlagsFairnot scored yet - half marks
Option tradingWeakno option volume data
StabilityFairbeta 0.87, $568M company

The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.

Upcoming events

The next earnings report is due on 21 Jan 2027, 77 days away - outside the window of a 30-45-day put sold today.

No analyst upgrades or downgrades were recorded in the last 30 days.

Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.

Similar stocks in Banks - Regional

The 12 companies below are the closest to Bank7 Corp. by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.

StockCloseFair valueMoSWheelMkt cap
BWBBP
Bridgewater Bancshares, Inc.
19.0831.31+39%35No options$573M
CWBC
Community West Bancshares
26.7433.08+19%41Weak$563M
COFS
ChoiceOne Financial Services, Inc.
37.6148.36+22%29No options$562M
NPB
Northpointe Bancshares, Inc.
16.1422.11+27%29No options$558M
SUPV
Grupo Supervielle S.A.
5.893.67-61%13Weak$557M
BSRR
Sierra Bancorp
42.8569.67+38%56Fair$556M
BWB
Bridgewater Bancshares, Inc.
20.7432.53+36%51Fair$581M
SFST
Southern First Bancshares, Inc.
61.4585.58+28%50Fair$583M
BWFG
Bankwell Financial Group, Inc.
73.2798.51+26%33No options$584M
NRIM
Northrim BanCorp, Inc.
24.5063.91+62%50Fair$545M
OBT
Orange County Bancorp, Inc.
40.4267.81+40%32No options$542M
UNTY
Unity Bancorp, Inc.
59.3571.09+17%44Weak$596M

⚖ Compare BSVN with 7 of them   All Financial Services stocks →

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Questions about BSVN

Is BSVN undervalued right now?

By the GLS models, yes: at 59.63 the stock is 33% below the average fair value of 88.88 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.

What is the Wheel Score of BSVN and what does it mean?

BSVN has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".

What is the GLS fair value for BSVN?

88.88 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.

When does Bank7 Corp. report earnings next?

The next earnings report is due on 21 Jan 2027, 77 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.

Does BSVN have listed options, and how liquid are they?

No. The nightly options snapshot found no listed contracts on BSVN, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.

Data as of 5 Nov 2026: prices and fundamentals from Financial Modeling Prep, option data from Polygon; valuations, scores and the Wheel Score by GLS Equity's models, run nightly. Prices in USD; the close shown is the previous session's. Everything on this page is general information produced by automated models from third-party data - not a recommendation to buy, sell or trade any security or option, and not financial advice. Past performance is not indicative of future results. GLS Equity provides data and tools, not financial advice.