Stock fact sheet · data as of
JPMorgan SmartRetirement 2040 Fund Class A (SMTAX): fair value, margin of safety and Wheel Score
Financial Services · Asset Management · United States · High Growth
Is SMTAX undervalued?
JPMorgan SmartRetirement 2040 Fund Class A (SMTAX) closed at 25.21 on 16 Oct 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 5,400.79, which puts the price 100% below it. 8 of the 9 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
There is a wide gap between DDM (19.37) and Graham Growth (13,215.37). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files SMTAX under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for SMTAX
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 4,499.15 | +17747% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 3,416.55 | +13452% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 13,215.37 | +52321% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 5,589.54 | +22072% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 13,202.67 | +52271% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 2,881.83 | +11331% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 2,728.17 | +10722% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 19.37 | -23% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 3,054.43 | +12016% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -20,317.59 | -80693% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
JPMorgan SmartRetirement 2040 Fund Class A scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. On durability SMTAX scores 5.6/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are moderate - ROIC 6.9%, ROE 14.6%, ROA 1.2% - with debt at 1.11 times equity and a free-cash-flow yield of 355.3%.
The dividend yield is high at 5.22% (payout ratio 28%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 5/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 6.9% |
|---|---|---|---|
| GLS Moat | 5.6 / 10 | ROE | 14.6% |
| Debt / equity | 1.11 | ROA | 1.2% |
| Free-cash-flow yield | 355.3% | Payout ratio | 28% |
| Institutions | 5 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 39: No options
No options are listed on JPMorgan SmartRetirement 2040 Fund Class A in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 39) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at - a day on a market cap of $3.7B, with a beta of 1.08; the Stability part of the Wheel Score gives that 10 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 100% margin of safety | |
| Health | 11 / 20 | Piotroski 5/9 | |
| Moat | 8 / 15 | moat 5.6/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 10 / 20 | 0k shares/day, $3.7B cap, beta 1.08 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for SMTAX in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Asset Management
The 12 companies below are the closest to JPMorgan SmartRetirement 2040 Fund Class A by market cap within the Asset Management industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| TMH Toyota Motor Corporation ADRhedged | 49.78 | 44.36 | -12% | 51Fair | $3.7B |
| AQMIX AQR Managed Futures Strategy Fund | 11.21 | 2.39 | -369% | 30No options | $3.7B |
| CNS Cohen & Steers, Inc. | 68.98 | 47.18 | -46% | 51Fair | $3.5B |
| SCSCX Touchstone Large Cap Focused Fund Class C | 80.08 | 41.65 | -92% | 23No options | $3.5B |
| JOBBX JPMorgan SmartRetirement Blend 2040 Fund Class R5 | 39.72 | 26.89 | -48% | 17No options | $3.8B |
| PRFRX T. Rowe Price Floating Rate Fund, Inc. | 9.01 | 4.63 | -95% | 30No options | $4.0B |
| EAPCX Parametric Commodity Strategy Fund | 8.19 | 8.42 | +3% | 39No options | $3.3B |
| AAMI Acadian Asset Management | 92.81 | 62.56 | -48% | 56Fair | $3.3B |
| FGADX Franklin Gold and Precious Metals Adv | 50.54 | 12.72 | -297% | 24No options | $3.3B |
| ARTYX Artisan Developing World Fund - Investor Shares | 23.06 | - | - | 37No options | $4.1B |
| UTG Reaves Utility Income Fund | 35.42 | 253.85 | +86% | 39No options | $3.2B |
| ADX Adams Diversified Equity Fund, Inc. | 25.79 | 118.38 | +78% | 39No options | $3.2B |
⚖ Compare SMTAX with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about SMTAX
Is SMTAX undervalued right now?
By the GLS models, yes: at 25.21 the stock is 100% below the average fair value of 5,400.79 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of SMTAX and what does it mean?
SMTAX has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for SMTAX?
5,400.79 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does JPMorgan SmartRetirement 2040 Fund Class A report earnings next?
No upcoming earnings date is recorded for SMTAX in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does SMTAX have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on SMTAX, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.