Stock fact sheet · data as of
Truxton Corporation (TRUX): fair value, margin of safety and Wheel Score
Ticker symbol TRUX · Financial Services · Banks - Regional · United States · Blend
Is TRUX undervalued?
At 25.25 (close of 5 Nov 2026), TRUX trades 40% below the GLS average fair value of 42.20. That average comes from 9 models run on the latest filings, and 6 of them land above the current price. Margins of safety over 30% are the exception rather than the rule across the ~7,400 stocks we value each night, so the number earns Truxton Corporation the full Value points in the Wheel Score - and a closer look at what the market is pricing in.
There is a wide gap between DDM (11.55) and DCF (74.45). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for TRUX, so the nightly engine files it under Blend (value score 59, growth score 77, out of 100).
Nine valuation models for TRUX
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 74.45 | +195% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 24.32 | -4% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 61.93 | +145% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 21.43 | -15% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 60.48 | +140% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 45.78 | +81% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 53.08 | +110% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 11.55 | -54% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 26.76 | +6% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -110.93 | -539% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Truxton Corporation scores 5 of 9 on the Piotroski F-score: a middling result that falls one point short of the "Piotroski 6 or more" Wheel Trade Filter. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 9.0/10 puts TRUX among the more durable businesses we track: over up to ten years its returns on capital have stayed high, its margins steady and its balance sheet sound.
Returns on capital are high - ROIC 12.9%, ROE 18.4%, ROA 1.5% - with debt at 0.43 times equity and negative free cash flow.
The dividend yield is 3.11% at a payout ratio of 0%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 12.9% |
|---|---|---|---|
| GLS Moat | 9.0 / 10 | ROE | 18.4% |
| Debt / equity | 0.43 | ROA | 1.5% |
| Free-cash-flow yield | 0.0% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 36: No options
No options are listed on Truxton Corporation in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 36, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 0k shares a day on a market cap of $291M, with a beta of 0.60 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 5/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $291M (under $1.0B) |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Strong | 40% below fair value | |
| Premium | Weak | no option data | |
| Moat | Strong | moat 9.0/10 | |
| Health | Fair | Piotroski 5/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 0.60, $291M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for TRUX in the nightly calendar. The next ex-dividend date is 10 Dec 2026 (0.2200 per share).
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Banks - Regional
The 12 companies below are the closest to Truxton Corporation by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| VABK Virginia National Bankshares Corporation | 53.56 | 51.76 | -3% | 21No options | $291M |
| LCNB LCNB Corp. | 20.29 | 23.52 | +14% | 44Weak | $289M |
| QNBC QNB Corp. | 47.45 | 29.90 | -59% | 17No options | $295M |
| OVLY Oak Valley Bancorp | 35.29 | 37.23 | +5% | 22No options | $297M |
| FXNC First National Corporation | 31.52 | 33.83 | +7% | 23No options | $285M |
| FNRN First Northern Community Bancorp | 18.35 | 17.62 | -4% | 19No options | $301M |
| BCBP BCB Bancorp, Inc. | 9.10 | 17.92 | +49% | 42Weak | $280M |
| BPRN Princeton Bancorp Inc. | 44.51 | 48.16 | +8% | 23No options | $303M |
| FVCB FVCBankcorp, Inc. | 16.83 | 19.80 | +15% | 46Weak | $304M |
| WNEB Western New England Bancorp, Inc. | 14.05 | 13.59 | -3% | 35Weak | $279M |
| FUNC First United Corporation | 47.30 | 61.15 | +23% | 34No options | $305M |
| HWBK Hawthorn Bancshares, Inc. | 40.07 | 53.47 | +25% | 32No options | $277M |
⚖ Compare TRUX with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about TRUX
Is TRUX undervalued right now?
By the GLS models, yes: at 25.25 the stock is 40% below the average fair value of 42.20 (data as of 5 Nov 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of TRUX and what does it mean?
TRUX has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for TRUX?
42.20 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Truxton Corporation report earnings next?
No upcoming earnings date is recorded for TRUX in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does TRUX have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on TRUX, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.