Stock fact sheet · data as of
Life360, Inc. (LIF): fair value, margin of safety and Wheel Score
Ticker symbol LIF · Technology · Software - Application · United States · Growth
Is LIF undervalued?
At 48.05 (close of 5 Nov 2026), LIF trades 63% over the GLS average fair value of 29.41, with 1 of 6 models above the price. The stock earns none of the Wheel Score's Value points at this price. That is a statement about price against trailing fundamentals, not about the company's prospects - the Wall Street View and the Growth tab on the Quote page carry the forward numbers.
There is a wide gap between Lynch (1.12) and GLS Growth (112.65). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, LIF is clearly faster-growing than it is cheap, so the nightly engine files it under Growth (value score 18, growth score 86, out of 100).
Nine valuation models for LIF
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | - | - | Present value of the projected free cash flows, discounted at the cost of capital; no value tonight |
| Graham Number | 5.91 | -88% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 17.47 | -64% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.12 | -98% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 112.65 | +134% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | 18.89 | -61% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 20.45 | -57% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 2.39 | -95% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 61.04 | +27% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Life360, Inc. scores only 4 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 2.8/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are high - ROIC 17.6%, ROE 27.5%, ROA 15.7% - with debt at 0.57 times equity and a free-cash-flow yield of 3.0%.
Life360, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Subscription and Circulation 73%, Advertising 14%, Product and Service, Other 7% (quarter Q2 FY2026).
Institutional ownership scores 5/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 14 Sep 2026.
| Piotroski F-score | 4 / 9 | ROIC | 17.6% |
|---|---|---|---|
| GLS Moat | 2.8 / 10 | ROE | 27.5% |
| Debt / equity | 0.57 | ROA | 15.7% |
| Free-cash-flow yield | 3.0% | Payout ratio | 0% |
| Institutions | 5 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 25: Weak
With a Wheel Score of 25 Life360, Inc. sits in the Weak band. It fails filter 3, below fair value - trades 63% above our fair value; and filter 4, financially healthy - Piotroski 4/9 (under 6); and filter 5, can repay its debt - 3.5 years to repay its debt (over 3); Value (weak) is its weakest part.
Implied volatility is 77% on the near-the-money contracts 20-60 days out - above the 60% top of the sweet spot. It still passes the 25-80% filter, but the Wheel Score rewards it less because volatility this high usually comes with a reason. Chain open interest is thin - 1,402 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 767k shares a day on a market cap of $3.9B, with a beta of 1.11; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Passes | Listed options with 1,000+ contracts of open interest and 100+ traded a day |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Fails | trades 63% above our fair value |
| 4 | Financially healthy | Fails | Piotroski 4/9 (under 6) |
| 5 | Can repay its debt | Fails | 3.5 years to repay its debt (over 3) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Passes | Implied volatility 25-80% (enough premium, not a lottery ticket) |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 63% above fair value | |
| Premium | Good | implied volatility 77% | |
| Moat | Weak | moat 2.8/10 | |
| Health | Fair | Piotroski 4/9 | |
| Red Flags | Good | Red Flags score 82/100 | |
| Option trading | Weak | 164 contracts a day, 1,402 open interest | |
| Stability | Fair | beta 1.11, $3.9B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
Life360, Inc. reports earnings on 9 Nov 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to Life360, Inc. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| MNDY monday.com Ltd. | 96.80 | 125.53 | +23% | 41Weak | $4.1B |
| IPEU IPE Universal Inc. | 14.00 | 0.0178 | -78395% | 20No options | $3.6B |
| SRAD Sportradar Group AG | 14.49 | 8.32 | -74% | 35Weak | $4.3B |
| DAVE Dave Inc. | 336.22 | 516.27 | +35% | 35Weak | $4.3B |
| BLSH Bullish | 23.13 | 13.11 | -76% | 22Weak | $3.5B |
| NATL NCR Atleos Corporation | 47.37 | 75.43 | +37% | 45Weak | $3.5B |
| AGYS Agilysys, Inc. | 122.64 | 75.97 | -61% | 40Weak | $3.5B |
| FRSH Freshworks Inc. | 13.26 | 23.55 | +44% | 82Good | $3.5B |
| INTA Intapp, Inc. | 45.07 | 45.97 | +2% | 30Weak | $3.5B |
| BILL Bill.com Holdings, Inc. | 51.87 | 86.29 | +40% | 50Fair | $4.5B |
| CCC CCC Intelligent Solutions Holdings Inc. | 7.69 | 4.17 | -84% | 40Weak | $4.5B |
| WIX Wix.com Ltd. | 80.52 | 186.00 | +57% | 40Weak | $3.4B |
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Start free See the Sunday ScanQuestions about LIF
Is LIF undervalued right now?
No: at 48.05 the stock trades 63% above the GLS average fair value of 29.41 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of LIF and what does it mean?
LIF scores 25 out of 100 (Weak) - it fails Wheel Trade Filters 3, 4, 5. The Wheel Score ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned - in two parts: the 9 pass/fail Wheel Trade Filters (busy options, a real business, below fair value, Piotroski 6 or more, debt it can repay, a Red Flags score of 60 or more, implied volatility of 25-80%, a $1 billion company, $5 a share) and a ranking of how strongly a stock passes on value, premium, moat, health, red flags, option trading and stability. A stock that fails any filter stays under 70; 70-84 is Good, 85 and above is Prime. The Sunday Scan is the top 10 that pass, sorted by Wheel Score.
What is the GLS fair value for LIF?
29.41 per share as of 5 Nov 2026 - the simple average of the 6 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Life360, Inc. report earnings next?
The next earnings report is due on 9 Nov 2026 (after the close), 4 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does LIF have listed options, and how liquid are they?
Yes. The nightly snapshot found 42 listed contracts with 1,402 open interest across all expiries and implied volatility of 77% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.