Stock fact sheet · data as of
Grupo Supervielle S.A. (SUPV): fair value, margin of safety and Wheel Score
Ticker symbol SUPV · Financial Services · Banks - Regional · Argentina · ADR · Speculative Income
SUPV is an American depositary share (ADR): the US listing of Grupo Supervielle S.A., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.
Is SUPV undervalued?
At 5.89 (close of 5 Nov 2026), SUPV trades 61% over the GLS average fair value of 3.67, with 0 of 2 models above the price. The stock earns none of the Wheel Score's Value points at this price. That is a statement about price against trailing fundamentals, not about the company's prospects - the Wall Street View and the Growth tab on the Quote page carry the forward numbers.
Only 2 of the nine models produced a value (DCF, DDM); the others need a dividend, positive free cash flow or positive book value the company does not have yet, so the average rests on a narrow base.
The nightly engine files SUPV under Speculative - it is losing money or its Piotroski health score is 3 or lower - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan. It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for SUPV
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 3.49 | -41% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | 3.85 | -35% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | -35.41 | -701% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 11.50 | +95% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is weak: SUPV passes 4 of the nine Piotroski tests. Our scans drop the stock at the health filter; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is low at 3.2 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.
Returns on capital are thin or negative - ROIC -2.8%, ROE -5.6%, ROA -0.7% - with debt at 1.04 times equity and negative free cash flow.
The dividend yield is high at 4.44% (payout ratio -8%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 2/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 4 / 9 | ROIC | -2.8% |
|---|---|---|---|
| GLS Moat | 3.2 / 10 | ROE | -5.6% |
| Debt / equity | 1.04 | ROA | -0.7% |
| Free-cash-flow yield | -125.8% | Payout ratio | -8% |
| Institutions | 2 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 13: Weak
SUPV scores 13 out of 100 on the Wheel Score, in the Weak band (under 50): it fails filter 1, options that actually trade - options too quiet (3,818 open interest, 91 a day); and filter 2, a real business, not a gamble - speculative (a loss, or a weak Piotroski score); and filter 3, below fair value - trades 61% above our fair value; and filter 4, financially healthy - Piotroski 4/9 (under 6); and filter 7, a premium worth selling - implied volatility 127% (over 80%); and filter 8, big enough - market cap $557M (under $1.0B), and the parts are thin too - value weak, premium weak, moat weak, health fair, red flags weak, option trading weak, stability fair. The score is not a judgement on the company; it says the price, quality and premium do not line up for selling puts on it today.
Implied volatility is 127%, above the 80% ceiling of the Wheel Trade Filter on premium. The premium looks generous, but moves of that size can blow through any strike. Chain open interest is 3,818 contracts across all expiries - enough for the wheel at normal size.
Volume runs at 840k shares a day on a market cap of $557M, with a beta of 0.38 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | options too quiet (3,818 open interest, 91 a day) |
| 2 | A real business, not a gamble | Fails | speculative (a loss, or a weak Piotroski score) |
| 3 | Below fair value | Fails | trades 61% above our fair value |
| 4 | Financially healthy | Fails | Piotroski 4/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | implied volatility 127% (over 80%) |
| 8 | Big enough | Fails | market cap $557M (under $1.0B) |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 61% above fair value | |
| Premium | Weak | implied volatility 127% | |
| Moat | Weak | moat 3.2/10 | |
| Health | Fair | Piotroski 4/9 | |
| Red Flags | Weak | Red Flags score 60/100 | |
| Option trading | Weak | 91 contracts a day, 3,818 open interest | |
| Stability | Fair | beta 0.38, $557M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
Grupo Supervielle S.A. reports earnings on 16 Nov 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Banks - Regional
The 12 companies below are the closest to Grupo Supervielle S.A. by market cap within the Banks - Regional industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| BSRR Sierra Bancorp | 42.85 | 69.67 | +38% | 56Fair | $556M |
| NPB Northpointe Bancshares, Inc. | 16.14 | 22.11 | +27% | 29No options | $558M |
| COFS ChoiceOne Financial Services, Inc. | 37.61 | 48.36 | +22% | 29No options | $562M |
| CWBC Community West Bancshares | 26.74 | 33.08 | +19% | 41Weak | $563M |
| BSVN Bank7 Corp. | 59.63 | 88.88 | +33% | 35No options | $568M |
| NRIM Northrim BanCorp, Inc. | 24.50 | 63.91 | +62% | 50Fair | $545M |
| OBT Orange County Bancorp, Inc. | 40.42 | 67.81 | +40% | 32No options | $542M |
| BWBBP Bridgewater Bancshares, Inc. | 19.08 | 31.31 | +39% | 35No options | $573M |
| PDLB Ponce Financial Group, Inc. | 22.18 | 71.16 | +69% | 46Weak | $536M |
| BWB Bridgewater Bancshares, Inc. | 20.74 | 32.53 | +36% | 51Fair | $581M |
| SFST Southern First Bancshares, Inc. | 61.45 | 85.58 | +28% | 50Fair | $583M |
| WTBA West Bancorporation, Inc. | 31.13 | 31.73 | +2% | 40Weak | $531M |
⚖ Compare SUPV with 7 of them All Financial Services stocks →
Scan the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the top 10 stocks that pass all 9 Wheel Trade Filters, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about SUPV
Is SUPV undervalued right now?
No: at 5.89 the stock trades 61% above the GLS average fair value of 3.67 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of SUPV and what does it mean?
SUPV scores 13 out of 100 (Weak) - it fails Wheel Trade Filters 1, 2, 3, 4, 7, 8. The Wheel Score ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned - in two parts: the 9 pass/fail Wheel Trade Filters (busy options, a real business, below fair value, Piotroski 6 or more, debt it can repay, a Red Flags score of 60 or more, implied volatility of 25-80%, a $1 billion company, $5 a share) and a ranking of how strongly a stock passes on value, premium, moat, health, red flags, option trading and stability. A stock that fails any filter stays under 70; 70-84 is Good, 85 and above is Prime. The Sunday Scan is the top 10 that pass, sorted by Wheel Score.
What is the GLS fair value for SUPV?
3.67 per share as of 5 Nov 2026 - the simple average of the 2 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Grupo Supervielle S.A. report earnings next?
The next earnings report is due on 16 Nov 2026 (before the open), 11 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does SUPV have listed options, and how liquid are they?
Yes. The nightly snapshot found 12 listed contracts with 3,818 open interest across all expiries and implied volatility of 127% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.
Is SUPV an ADR?
Yes. SUPV is an American depositary share (ADR): the US listing of Grupo Supervielle S.A., whose own shares trade on its home exchange. It trades in dollars during US hours; currency moves and the home country's rules also affect it, and the depositary bank charges a small yearly fee.