Stock fact sheet · data as of
ServiceTitan, Inc. (TTAN): fair value, margin of safety and Wheel Score
Technology · Software - Application · United States · Speculative / Distressed
Is TTAN undervalued?
ServiceTitan, Inc. (TTAN) closed at 72.69 on 16 Oct 2026, 10% above the GLS average fair value of 66.05. Only 1 of the 2 models that produced a number value the shares above the current price. The margin of safety is negative, so the stock fails the "below fair value" rule of the Sunday Scan; a premium of this size is common for companies whose growth the models are conservative about.
The average is built from just 2 models (DCF, 10 Cap) - the rest returned nothing because an input they need (dividends, free cash flow, book value) is zero or negative - so treat it with more caution than usual.
The nightly engine files TTAN under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for TTAN
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 104.05 | +43% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | 28.05 | -61% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 3.89 | -95% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 100.00 | +38% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
ServiceTitan, Inc. scores 6 of 9 on the Piotroski F-score: a middling result that passes the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. On durability TTAN scores 5.7/10 on the GLS Moat - a middle reading; the Scorecard on the Quote page's Financials tab shows which ten-year lines are steady and which are not.
Returns on capital are thin or negative - ROIC -10.1%, ROE -10.5%, ROA -9.2% - with debt at 0.03 times equity and a free-cash-flow yield of 1.8%.
ServiceTitan, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Subscription Revenue 73%, Usage Revenue 25%, Professional Services and Other Revenue 3% (quarter Q2 FY2027).
Institutional ownership scores 10/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 17 Sep 2026.
| Piotroski F-score | 6 / 9 | ROIC | -10.1% |
|---|---|---|---|
| GLS Moat | 5.7 / 10 | ROE | -10.5% |
| Debt / equity | 0.03 | ROA | -9.2% |
| Free-cash-flow yield | 1.8% | Payout ratio | 0% |
| Institutions | 10 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 45: Weak
With a Wheel Score of 45 ServiceTitan, Inc. sits in the Weak band, capped at 45 because the engine files it as Speculative / Distressed. The parts - Value 8/25, Health 13/20, Moat 9/15, Premium 19/20, Stability 18/20 - show where: Value (8/25) scores lowest.
Implied volatility is 63% on the near-the-money contracts 20-60 days out - above the 60% ceiling of the sweet spot. Premiums are large, but the Wheel Score tapers the Premium points (19 of 20) because volatility this high usually comes with a reason. Chain open interest is 45,991 contracts across all expiries - enough for the wheel at normal size.
Volume runs at 1.4M shares a day on a market cap of $6.9B, with a beta of 0.02 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 18 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 8 / 25 | -10% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 9 / 15 | moat 5.7/10 | |
| Premium | 19 / 20 | implied volatility 63% | |
| Stability | 18 / 20 | 1.4M shares/day, $6.9B cap, beta 0.02 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 3 Dec 2026, 48 days away - outside the window of a 30-45-day put sold today.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Software - Application
The 12 companies below are the closest to ServiceTitan, Inc. by market cap within the Software - Application industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| DUOL Duolingo, Inc. | 148.93 | 284.82 | +48% | 83Prime | $6.9B |
| NICE NICE Ltd. | 114.91 | 273.14 | +58% | 87Prime | $7.1B |
| CVLT Commvault Systems, Inc. | 158.91 | 49.00 | -224% | 58Fair | $6.6B |
| LYFT Lyft, Inc. | 17.16 | 194.22 | +91% | 80Prime | $6.5B |
| DSGX The Descartes Systems Group Inc. | 88.64 | 64.81 | -37% | 69Good | $7.6B |
| OTEX Open Text Corporation | 25.83 | 121.03 | +79% | 94Prime | $6.3B |
| APPF AppFolio Inc. | 218.61 | 168.63 | -30% | 62Fair | $7.7B |
| NAVN Navan, Inc. | 25.20 | 3.13 | -705% | 45Weak | $6.2B |
| ZETA Zeta Global Holdings Corp. | 32.27 | 19.96 | -62% | 45Weak | $8.1B |
| DLB Dolby Laboratories, Inc. | 60.83 | 52.79 | -15% | 63Fair | $5.7B |
| PCTY Paylocity Holding Corporation | 159.10 | 180.04 | +12% | 81Prime | $8.4B |
| IDCC InterDigital, Inc. | 328.06 | 341.88 | +4% | 69Good | $8.5B |
Screen the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the same eight-rule screen, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about TTAN
Is TTAN undervalued right now?
No: at 72.69 the stock trades 10% above the GLS average fair value of 66.05 (data as of 16 Oct 2026). The margin of safety is negative.
What is the Wheel Score of TTAN and what does it mean?
TTAN scores 45 out of 100 (Weak). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for TTAN?
66.05 per share as of 16 Oct 2026 - the simple average of the 2 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does ServiceTitan, Inc. report earnings next?
The next earnings report is due on 3 Dec 2026 (after the close), 48 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does TTAN have listed options, and how liquid are they?
Yes. The nightly snapshot found 294 listed contracts with 45,991 open interest across all expiries and implied volatility of 63% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.