Stock fact sheet · data as of
Aegon Funding Company LLC (AEFC): fair value, margin of safety and Wheel Score
Ticker symbol AEFC · Financial Services · Insurance - Diversified · Netherlands · Blend Income
Is AEFC undervalued?
AEFC closed at 17.80 on 5 Nov 2026, 22% below the GLS average fair value of 22.69 from 9 models (3 of them above the price). That is a moderate margin of safety: the stock passes the "below fair value" Wheel Trade Filter, with room for a bigger discount on the Value part.
There is a wide gap between GLS Growth (4.79) and Graham Growth (85.43). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for AEFC, so the nightly engine files it under Blend (value score 59, growth score 59, out of 100). It also carries the Income tag (Income = a dividend yield of 4% or more).
Nine valuation models for AEFC
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 14.06 | -21% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 19.15 | +8% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 85.43 | +380% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 37.34 | +110% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 4.79 | -73% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 7.31 | -59% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 5.58 | -69% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 13.99 | -21% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 16.59 | -7% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -418.62 | -2452% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
No Piotroski health score is on file for AEFC (the statements it needs were not available), so the Health part of the Wheel Score counts it at half marks - 10 of 20 - rather than marking the stock down for missing data. A GLS Moat score of 1.4/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are moderate - ROIC 7.4%, ROE 13.0%, ROA 0.3% - with debt at 0.74 times equity and a free-cash-flow yield of 1.8%.
The dividend yield is high at 5.34% (payout ratio 63%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | - / 9 | ROIC | 7.4% |
|---|---|---|---|
| GLS Moat | 1.4 / 10 | ROE | 13.0% |
| Debt / equity | 0.74 | ROA | 0.3% |
| Free-cash-flow yield | 1.8% | Payout ratio | 63% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 25: No options
No options are listed on Aegon Funding Company LLC in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 25, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 47k shares a day on a market cap of $13.8B, with a beta of 0.76 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score rates that good.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Good | 22% below fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | moat 1.4/10 | |
| Health | Fair | no Piotroski score on file - half marks | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Good | beta 0.76, $13.8B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for AEFC in the nightly calendar. The shares go ex-dividend on 30 Nov 2026 (0.3187 per share), so a covered call sold before then carries a small early-assignment risk around that date.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Diversified
The 12 companies below are the closest to Aegon Funding Company LLC by market cap within the Insurance - Diversified industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| BNT Brookfield Wealth Solutions Ltd. | 43.08 | 55.05 | +22% | 40Weak | $14.3B |
| AEG Aegon Ltd. | 8.58 | 10.13 | +15% | 70Good | $13.0B |
| AXS AXIS Capital Holdings Limited | 107.78 | 470.12 | +77% | 46Weak | $7.7B |
| WTM White Mountains Insurance Group, Ltd. | 2,376.30 | 8,914.92 | +73% | 34No options | $5.7B |
| HIG The Hartford Insurance Group, Inc. | 138.11 | 378.41 | +64% | 73Good | $36.9B |
| ACGLO Arch Capital Group Ltd. | 18.33 | 141.94 | +87% | 39No options | $37.8B |
| ACGLN Arch Capital Group Ltd. | 15.11 | 133.92 | +89% | 39No options | $37.8B |
| ACGL Arch Capital Group Ltd. | 110.68 | 302.58 | +63% | 80Good | $37.8B |
| AIG American International Group, Inc. | 81.71 | 85.67 | +5% | 70Good | $43.3B |
| PFH Prudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060 | 15.42 | 141.40 | +89% | 33No options | $43.7B |
| SLF Sun Life Financial Inc. | 81.98 | 162.88 | +50% | 76Good | $45.6B |
| GNW Genworth Financial, Inc. | 9.19 | 14.89 | +38% | 76Good | $3.5B |
⚖ Compare AEFC with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about AEFC
Is AEFC undervalued right now?
By the GLS models, moderately: at 17.80 the stock trades 22% below the average fair value of 22.69 (data as of 5 Nov 2026).
What is the Wheel Score of AEFC and what does it mean?
AEFC has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for AEFC?
22.69 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Aegon Funding Company LLC report earnings next?
No upcoming earnings date is recorded for AEFC in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does AEFC have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on AEFC, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.