Stock fact sheet · data as of
Aegon Funding Company LLC (AEFC): fair value, margin of safety and Wheel Score
Financial Services · Insurance - Diversified · Netherlands · Speculative / Distressed
Is AEFC undervalued?
AEFC closed at 17.47 on 16 Oct 2026, 13% below the GLS average fair value of 20.05 from 9 models (2 of them above the price). That is a moderate margin of safety: the stock passes the "below fair value" rule of the Sunday Scan, and the Wheel Score gives it 18 of the 25 Value points.
There is a wide gap between Payback Time (2.48) and Graham Growth (85.87). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files AEFC under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for AEFC
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 13.78 | -21% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 9.03 | -48% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 85.87 | +392% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 37.53 | +115% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 4.94 | -72% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 3.94 | -77% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 2.48 | -86% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 6.18 | -65% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 16.68 | -5% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -371.59 | -2227% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Aegon Funding Company LLC scores only 0 of 9 on the Piotroski F-score, which fails the Sunday Scan's "6 or more" rule. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 3.3/10 is a weak reading: the ten-year history the score grades (revenue, EPS, book value, margins, cash flow, share count, ROIC) has not been steady, so the Moat part of the Wheel Score contributes little.
Returns on capital are moderate - ROIC 7.4%, ROE 13.0%, ROA 0.3% - with debt at 0.74 times equity and a free-cash-flow yield of 1.8%.
The dividend yield is high at 5.64% (payout ratio 63%). A yield this size is often the market's way of pricing a risk to the payout, so the health score and cash flow matter more than usual.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 0 / 9 | ROIC | 7.4% |
|---|---|---|---|
| GLS Moat | 3.3 / 10 | ROE | 13.0% |
| Debt / equity | 0.74 | ROA | 0.3% |
| Free-cash-flow yield | 1.8% | Payout ratio | 63% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 35: No options
No options are listed on Aegon Funding Company LLC in our nightly snapshot. The Wheel Score is therefore capped at 39 (it reads 35) and the stock is left out of every options screen; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 27k shares a day on a market cap of $13.6B, with a beta of 0.76 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 12 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 18 / 25 | 13% margin of safety | |
| Health | 0 / 20 | Piotroski 0/9 | |
| Moat | 5 / 15 | moat 3.3/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 12 / 20 | 27k shares/day, $13.6B cap, beta 0.76 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for AEFC in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Diversified
The 12 companies below are the closest to Aegon Funding Company LLC by market cap within the Insurance - Diversified industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| AEG Aegon Ltd. | 8.27 | 9.88 | +16% | 57Fair | $12.6B |
| BNT Brookfield Wealth Solutions Ltd. | 36.78 | 54.97 | +33% | 72Good | $12.2B |
| AXS AXIS Capital Holdings Limited | 97.93 | 459.20 | +79% | 84Prime | $7.1B |
| ACGL Arch Capital Group Ltd. | 99.31 | 356.81 | +72% | 84Prime | $33.9B |
| ACGLN Arch Capital Group Ltd. | 15.30 | 158.96 | +90% | 39No options | $34.7B |
| ACGLO Arch Capital Group Ltd. | 18.48 | 169.55 | +89% | 39No options | $34.9B |
| HIG The Hartford Insurance Group, Inc. | 132.81 | 354.02 | +62% | 84Prime | $36.0B |
| WTM White Mountains Insurance Group, Ltd. | 2,098.01 | 8,914.92 | +76% | 39No options | $5.0B |
| PFH Prudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060 | 14.72 | 154.47 | +90% | 39No options | $39.4B |
| AIG American International Group, Inc. | 79.12 | 110.31 | +28% | 81Prime | $41.9B |
| SLF Sun Life Financial Inc. | 78.04 | 182.53 | +57% | 84Prime | $43.4B |
| GNW Genworth Financial, Inc. | 8.94 | 16.69 | +46% | 83Prime | $3.4B |
⚖ Compare AEFC with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about AEFC
Is AEFC undervalued right now?
By the GLS models, moderately: at 17.47 the stock trades 13% below the average fair value of 20.05 (data as of 16 Oct 2026).
What is the Wheel Score of AEFC and what does it mean?
AEFC has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for AEFC?
20.05 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Aegon Funding Company LLC report earnings next?
No upcoming earnings date is recorded for AEFC in our calendar as of 16 Oct 2026; the Calendars page is refreshed every morning.
Does AEFC have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on AEFC, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.