Stock fact sheet · data as of
Brookfield Wealth Solutions Ltd. (BNT): fair value, margin of safety and Wheel Score
Ticker symbol BNT · Financial Services · Insurance - Diversified · Bermuda · Class A common stock · Value
BNT is Brookfield Wealth Solutions Ltd.'s Class A common stock. The classes own the same business, share the same earnings report and trade within a few cents of each other; what differs is mainly the vote each share carries - the company's annual report sets out the voting rights.
Is BNT undervalued?
Brookfield Wealth Solutions Ltd. (BNT) closed at 43.08 on 5 Nov 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 55.05, so the price sits 22% below it. 2 of the 9 models value the shares above the current price. A margin of safety between 10% and 30% is where most of the Sunday Scan candidates come from.
The 9 models disagree widely: GLS Growth gives 1.02 while DCF gives 256.26. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
Ranked against every other company we cover, BNT is clearly cheaper than it is fast-growing, so the nightly engine files it under Value (value score 68, growth score 11, out of 100).
Nine valuation models for BNT
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 256.26 | +495% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 19.63 | -54% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 5.64 | -87% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.40 | -97% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 1.02 | -98% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 186.91 | +334% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 16.74 | -61% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 3.94 | -91% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 3.88 | -91% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -355.59 | -926% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - BNT passes 5 of the nine Piotroski tests, which falls one point short of the "Piotroski 6 or more" Wheel Trade Filter. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is low at 3.6 out of 10: returns on capital, margins or the balance sheet have not shown a lasting edge yet - often a young company, a thin-margin business or one that has only recently turned profitable.
Returns on capital are thin or negative - ROIC 3.4%, ROE 4.4%, ROA 0.5% - with debt at 0.32 times equity and a free-cash-flow yield of 27.5%.
The dividend yield is 0.62% with a payout ratio of 0% - a small yield that leaves most of the earnings in the business.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 3.4% |
|---|---|---|---|
| GLS Moat | 3.6 / 10 | ROE | 4.4% |
| Debt / equity | 0.32 | ROA | 0.5% |
| Free-cash-flow yield | 27.5% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 40: Weak
BNT scores 40 out of 100 on the Wheel Score, in the Weak band (under 50): it fails filter 1, options that actually trade - options too quiet (75 open interest, 51 a day); and filter 4, financially healthy - Piotroski 5/9 (under 6), and the parts are thin too - value good, premium strong, moat fair, health fair, red flags fair, option trading weak, stability fair. The score is not a judgement on the company; it says the price, quality and premium do not line up for selling puts on it today.
Implied volatility is 39% on the near-the-money contracts 20-60 days out - inside the 35-60% sweet spot the Wheel Score rewards most: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is thin - 75 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 14k shares a day on a market cap of $14.3B, with a beta of 1.52 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | options too quiet (75 open interest, 51 a day) |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Passes | Trading below the nine-model average fair value (margin of safety above 0) |
| 4 | Financially healthy | Fails | Piotroski 5/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Passes | Implied volatility 25-80% (enough premium, not a lottery ticket) |
| 8 | Big enough | Passes | Market cap $1 billion or more |
| 9 | Not a penny stock | Passes | Share price $5 or more |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Good | 22% below fair value | |
| Premium | Strong | implied volatility 39% | |
| Moat | Fair | moat 3.6/10 | |
| Health | Fair | Piotroski 5/9 | |
| Red Flags | Fair | Red Flags score 70/100 | |
| Option trading | Weak | 51 contracts a day, 75 open interest | |
| Stability | Fair | beta 1.52, $14.3B company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
Brookfield Wealth Solutions Ltd. reports earnings on 12 Nov 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Diversified
The 12 companies below are the closest to Brookfield Wealth Solutions Ltd. by market cap within the Insurance - Diversified industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| AEFC Aegon Funding Company LLC | 17.80 | 22.69 | +22% | 25No options | $13.8B |
| AEG Aegon Ltd. | 8.58 | 10.13 | +15% | 70Good | $13.0B |
| AXS AXIS Capital Holdings Limited | 107.78 | 470.12 | +77% | 46Weak | $7.7B |
| WTM White Mountains Insurance Group, Ltd. | 2,376.30 | 8,914.92 | +73% | 34No options | $5.7B |
| HIG The Hartford Insurance Group, Inc. | 138.11 | 378.41 | +64% | 73Good | $36.9B |
| ACGLO Arch Capital Group Ltd. | 18.33 | 141.94 | +87% | 39No options | $37.8B |
| ACGLN Arch Capital Group Ltd. | 15.11 | 133.92 | +89% | 39No options | $37.8B |
| ACGL Arch Capital Group Ltd. | 110.68 | 302.58 | +63% | 80Good | $37.8B |
| AIG American International Group, Inc. | 81.71 | 85.67 | +5% | 70Good | $43.3B |
| PFH Prudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060 | 15.42 | 141.40 | +89% | 33No options | $43.7B |
| SLF Sun Life Financial Inc. | 81.98 | 162.88 | +50% | 76Good | $45.6B |
| GNW Genworth Financial, Inc. | 9.19 | 14.89 | +38% | 76Good | $3.5B |
⚖ Compare BNT with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about BNT
What kind of share is BNT?
BNT is Brookfield Wealth Solutions Ltd.'s Class A common stock. The classes own the same business, share the same earnings report and trade within a few cents of each other; what differs is mainly the vote each share carries - the company's annual report sets out the voting rights.
Is BNT undervalued right now?
By the GLS models, moderately: at 43.08 the stock trades 22% below the average fair value of 55.05 (data as of 5 Nov 2026).
What is the Wheel Score of BNT and what does it mean?
BNT scores 40 out of 100 (Weak) - it fails Wheel Trade Filters 1, 4. The Wheel Score ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned - in two parts: the 9 pass/fail Wheel Trade Filters (busy options, a real business, below fair value, Piotroski 6 or more, debt it can repay, a Red Flags score of 60 or more, implied volatility of 25-80%, a $1 billion company, $5 a share) and a ranking of how strongly a stock passes on value, premium, moat, health, red flags, option trading and stability. A stock that fails any filter stays under 70; 70-84 is Good, 85 and above is Prime. The Sunday Scan is the top 10 that pass, sorted by Wheel Score.
What is the GLS fair value for BNT?
55.05 per share as of 5 Nov 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Brookfield Wealth Solutions Ltd. report earnings next?
The next earnings report is due on 12 Nov 2026 (before the open), 7 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does BNT have listed options, and how liquid are they?
Yes. The nightly snapshot found 42 listed contracts with 75 open interest across all expiries and implied volatility of 39% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.