Stock fact sheet · data as of
Brookfield Wealth Solutions Ltd. (BNT): fair value, margin of safety and Wheel Score
Financial Services · Insurance - Diversified · Bermuda · Blend
Is BNT undervalued?
Brookfield Wealth Solutions Ltd. (BNT) closed at 36.78 on 16 Oct 2026. The GLS average fair value - the simple average of the 9 valuation models that produced a positive number - is 54.97, which puts the price 33% below it. 2 of the 9 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
The 9 models disagree widely: GLS Growth gives 1.02 while DCF gives 255.65. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files BNT under Blend.
Nine valuation models for BNT
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 255.65 | +595% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 19.63 | -47% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 5.63 | -85% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 1.40 | -96% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 1.02 | -97% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 186.90 | +408% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 16.73 | -55% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 3.88 | -89% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 3.88 | -89% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -355.59 | -1067% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - BNT passes 5 of the nine Piotroski tests, which falls one point short of the Sunday Scan's "6 or more" rule. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is low at 3.1 out of 10, which says the ten-year record of revenue, earnings, margins and returns on capital has been inconsistent - growth and shocks rather than steady compounding.
Returns on capital are thin or negative - ROIC 3.4%, ROE 4.4%, ROA 0.5% - with debt at 0.32 times equity and a free-cash-flow yield of 32.2%.
The dividend yield is 0.72% with a payout ratio of 0% - a small yield that leaves most of the earnings in the business.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 5 / 9 | ROIC | 3.4% |
|---|---|---|---|
| GLS Moat | 3.1 / 10 | ROE | 4.4% |
| Debt / equity | 0.32 | ROA | 0.5% |
| Free-cash-flow yield | 32.2% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 72: Good
BNT scores 72 out of 100 on the Wheel Score (Good band, 65-79). The score blends the margin of safety (Value, 25/25), Piotroski health (11/20), the GLS moat (5/15), the option premium on offer (20/20) and how easily the stock trades (11/20). Moat (5/15) is the part holding the score back.
Implied volatility is 45% on the near-the-money contracts 20-60 days out - inside the 35-60% range the Wheel Score pays full marks for: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is thin - 120 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 8k shares a day on a market cap of $12.2B, with a beta of 1.55 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 11 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 33% margin of safety | |
| Health | 11 / 20 | Piotroski 5/9 | |
| Moat | 5 / 15 | moat 3.1/10 | |
| Premium | 20 / 20 | implied volatility 45% | |
| Stability | 11 / 20 | 8k shares/day, $12.2B cap, beta 1.55 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
Brookfield Wealth Solutions Ltd. reports earnings on 28 Oct 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Diversified
The 12 companies below are the closest to Brookfield Wealth Solutions Ltd. by market cap within the Insurance - Diversified industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| AEG Aegon Ltd. | 8.27 | 9.88 | +16% | 57Fair | $12.6B |
| AEFC Aegon Funding Company LLC | 17.47 | 20.05 | +13% | 35No options | $13.6B |
| AXS AXIS Capital Holdings Limited | 97.93 | 459.20 | +79% | 84Prime | $7.1B |
| WTM White Mountains Insurance Group, Ltd. | 2,098.01 | 8,914.92 | +76% | 39No options | $5.0B |
| ACGL Arch Capital Group Ltd. | 99.31 | 356.81 | +72% | 84Prime | $33.9B |
| ACGLN Arch Capital Group Ltd. | 15.30 | 158.96 | +90% | 39No options | $34.7B |
| ACGLO Arch Capital Group Ltd. | 18.48 | 169.55 | +89% | 39No options | $34.9B |
| HIG The Hartford Insurance Group, Inc. | 132.81 | 354.02 | +62% | 84Prime | $36.0B |
| PFH Prudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060 | 14.72 | 154.47 | +90% | 39No options | $39.4B |
| AIG American International Group, Inc. | 79.12 | 110.31 | +28% | 81Prime | $41.9B |
| SLF Sun Life Financial Inc. | 78.04 | 182.53 | +57% | 84Prime | $43.4B |
| GNW Genworth Financial, Inc. | 8.94 | 16.69 | +46% | 83Prime | $3.4B |
⚖ Compare BNT with 7 of them All Financial Services stocks →
Screen the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the same eight-rule screen, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about BNT
Is BNT undervalued right now?
By the GLS models, yes: at 36.78 the stock is 33% below the average fair value of 54.97 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of BNT and what does it mean?
BNT scores 72 out of 100 (Good). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for BNT?
54.97 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Brookfield Wealth Solutions Ltd. report earnings next?
The next earnings report is due on 28 Oct 2026 (before the open), 12 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does BNT have listed options, and how liquid are they?
Yes. The nightly snapshot found 96 listed contracts with 120 open interest across all expiries and implied volatility of 45% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.