Stock fact sheet · data as of
AtlasClear Holdings, Inc. (ATCH): fair value, margin of safety and Wheel Score
Ticker symbol ATCH · Financial Services · Financial - Capital Markets · United States · Blend
Is ATCH undervalued?
ATCH closed at 0.1403 on 5 Nov 2026, more than 30% above the GLS average fair value of 0.1047. Only 2 of the 6 models that produced a value sit above the price. By our models the shares are priced well beyond what the filed earnings, cash flow and book value support; the "below fair value" Wheel Trade Filter keeps names like this under 70.
The 6 models disagree widely: GLS Growth gives 0.0135 while DCF gives 0.3301. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
Ranked against every other company we cover, neither cheapness nor growth clearly wins for ATCH, so the nightly engine files it under Blend (value score 43, growth score 53, out of 100).
Nine valuation models for ATCH
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 0.3301 | +135% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 0.1406 | +0% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 0.0742 | -47% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 0.0184 | -87% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 0.0135 | -90% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 0.0511 | -64% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -0.0272 | -119% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - ATCH passes 6 of the nine Piotroski tests, which passes the "Piotroski 6 or more" Wheel Trade Filter. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is 5.2 out of 10: a record that is solid on some of the four parts the score weighs (returns on capital, pricing power, lasting growth, balance sheet) and weaker on others.
Returns on capital are moderate - ROIC 9.0%, ROE 9.1%, ROA 2.5% - with debt at 0.01 times equity and negative free cash flow.
AtlasClear Holdings, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.
Institutional ownership scores 1/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales; the last recorded insider buy was on 25 Sep 2026.
| Piotroski F-score | 6 / 9 | ROIC | 9.0% |
|---|---|---|---|
| GLS Moat | 5.2 / 10 | ROE | 9.1% |
| Debt / equity | 0.01 | ROA | 2.5% |
| Free-cash-flow yield | -21.1% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 19: No options
ATCH has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business. It fails the first Wheel Trade Filter (options that actually trade), so the score stays under 70 and is shown as "No options" (19 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 514k shares a day on a market cap of $21M, with a beta of 1.05; the Stability part of the Wheel Score rates that fair.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Passes | Profitable over the last twelve months - not a speculative stock, fund or note |
| 3 | Below fair value | Fails | trades 34% above our fair value |
| 4 | Financially healthy | Passes | Piotroski F-score 6 or more out of 9 (a company with no score on file passes) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $21M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 0.14 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 34% above fair value | |
| Premium | Weak | no option data | |
| Moat | Fair | moat 5.2/10 | |
| Health | Good | Piotroski 6/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Fair | beta 1.05, $21M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
AtlasClear Holdings, Inc. reports earnings on 12 Nov 2026 - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Financial - Capital Markets
The 12 companies below are the closest to AtlasClear Holdings, Inc. by market cap within the Financial - Capital Markets industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| PLUT Plutus Financial Group Limited | 1.27 | 0.3573 | -255% | 9No options | $19M |
| MDBH MDB Capital Holdings, LLC Class A common | 1.55 | 1.03 | -51% | 13No options | $16M |
| FLD Fold Holdings, Inc. | 0.5386 | 0.1056 | -410% | 11Weak | $30M |
| GRAN Grande Group Limited Class A Ordinary Shares | 1.20 | 0.0368 | -3159% | 14No options | $30M |
| GSIW Garden Stage Limited | 10.50 | - | - | 10No options | $15M |
| COHN Cohen & Company Inc. | 10.23 | 141.88 | +93% | 29No options | $33M |
| NCTY The9 Limited | 2.54 | 13.54 | +81% | 25No options | $39M |
| DOMH Dominari Holdings Inc. | 1.64 | 11.43 | +86% | 24Weak | $40M |
| NCPL Netcapital Inc. | 1.41 | - | - | 15No options | $11M |
| HGBL Heritage Global Inc. | 1.28 | 8.84 | +86% | 34No options | $44M |
| CANG Cango Inc. | 1.22 | - | - | 10Weak | $48M |
| MATH Metalpha Technology Holding Limited | 1.04 | 6.44 | +84% | 28No options | $49M |
⚖ Compare ATCH with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about ATCH
Is ATCH undervalued right now?
No: at 0.1403 the stock trades 34% above the GLS average fair value of 0.1047 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of ATCH and what does it mean?
ATCH has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for ATCH?
0.1047 per share as of 5 Nov 2026 - the simple average of the 6 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does AtlasClear Holdings, Inc. report earnings next?
The next earnings report is due on 12 Nov 2026, 7 days from the data date of 5 Nov 2026. The Calendars page lists every upcoming report with its time of day.
Does ATCH have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on ATCH, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.