Stock fact sheet · data as of
Plutus Financial Group Limited (PLUT): fair value, margin of safety and Wheel Score
Ticker symbol PLUT · Financial Services · Financial - Capital Markets · Hong Kong SAR China · Speculative
Is PLUT undervalued?
At 1.27 (close of 5 Nov 2026), PLUT trades 255% over the GLS average fair value of 0.3573, with 0 of 1 models above the price. The stock earns none of the Wheel Score's Value points at this price. That is a statement about price against trailing fundamentals, not about the company's prospects - the Wall Street View and the Growth tab on the Quote page carry the forward numbers.
The average is built from just 1 models (DCF) - the rest returned nothing because an input they need (dividends, free cash flow, book value) is zero or negative - so treat it with more caution than usual.
The nightly engine files PLUT under Speculative - it is losing money or its Piotroski health score is 3 or lower - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for PLUT
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 0.3573 | -72% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | - | - | The most a defensive investor pays for the earnings and book value per share; no value tonight |
| Graham Growth | - | - | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields; no value tonight |
| Lynch | - | - | EPS × the earnings growth rate (PEG of 1), growth capped at 25%; no value tonight |
| GLS Growth | - | - | EPS compounded ten years at the blended growth rate, discounted back at 15% a year; no value tonight |
| 10 Cap | - | - | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10%; no value tonight |
| Payback Time | - | - | Eight years of compounded free cash flow: the price at which the business pays for itself; no value tonight |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | - | - | Earnings power value: current EPS capitalised at 9% with no growth; no value tonight |
| Zombie (liquidation) | 0.6552 | -48% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 0.0000 | -100% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Plutus Financial Group Limited scores only 1 of 9 on the Piotroski F-score, which fails the "Piotroski 6 or more" Wheel Trade Filter. A reading this low means several of the basic tests - positive earnings, positive operating cash flow, falling debt, no new share issuance - are not met. A GLS Moat score of 2.6/10 is a weak reading: the accounts do not show returns and margins that competitors have been unable to wear down, so the Moat part of the Wheel Score contributes little.
Returns on capital are thin or negative - ROIC -44.7%, ROE -45.2%, ROA -33.0% - with debt at 0.01 times equity and negative free cash flow.
Plutus Financial Group Limited pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain.
Institutional ownership scores 1/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 1 / 9 | ROIC | -44.7% |
|---|---|---|---|
| GLS Moat | 2.6 / 10 | ROE | -45.2% |
| Debt / equity | 0.01 | ROA | -33.0% |
| Free-cash-flow yield | 0.0% | Payout ratio | 0% |
| Institutions | 1 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 9: No options
No options are listed on Plutus Financial Group Limited in our nightly snapshot, so it fails the first Wheel Trade Filter (options that actually trade) (it reads 9, under 70) and is left out of every options scan; the fair value and health figures above are still useful for a plain stock position.
Volume runs at 36k shares a day on a market cap of $19M, with a beta of 1.61 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score rates that weak.
| Filter | Wheel Trade Filter | Result | Detail |
|---|---|---|---|
| 1 | Options that actually trade | Fails | no listed options |
| 2 | A real business, not a gamble | Fails | speculative (a loss, or a weak Piotroski score) |
| 3 | Below fair value | Fails | trades 255% above our fair value |
| 4 | Financially healthy | Fails | Piotroski 1/9 (under 6) |
| 5 | Can repay its debt | Passes | Long-term debt repaid from 3 years of operating cash flow or less (6 for real estate and utilities; banks and insurers are not judged on it) |
| 6 | No serious red flags | Passes | Red Flags score 60 or more out of 100 (earnings, margins, debt, analysts, filings and price checked the same way for every stock) |
| 7 | A premium worth selling | Fails | no implied volatility |
| 8 | Big enough | Fails | market cap $19M (under $1.0B) |
| 9 | Not a penny stock | Fails | price 1.27 (under $5) |
| How it ranks | Rating | From | |
|---|---|---|---|
| Value | Weak | 255% above fair value | |
| Premium | Weak | no option data | |
| Moat | Weak | moat 2.6/10 | |
| Health | Weak | Piotroski 1/9 | |
| Red Flags | Fair | not scored yet - half marks | |
| Option trading | Weak | no option volume data | |
| Stability | Weak | beta 1.61, $19M company |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls: a stock must pass all 9 Wheel Trade Filters to score 70, and the score then ranks the ones that pass; the Sunday Scan is the top 10. It is updated nightly and is not a recommendation. How the Wheel Score works · the walkthrough lesson shows how it fits into a trade, start to finish.
Upcoming events
No upcoming earnings date is recorded for PLUT in the nightly calendar.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Financial - Capital Markets
The 12 companies below are the closest to Plutus Financial Group Limited by market cap within the Financial - Capital Markets industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| ATCH AtlasClear Holdings, Inc. | 0.1403 | 0.1047 | -34% | 19No options | $21M |
| MDBH MDB Capital Holdings, LLC Class A common | 1.55 | 1.03 | -51% | 13No options | $16M |
| GSIW Garden Stage Limited | 10.50 | - | - | 10No options | $15M |
| FLD Fold Holdings, Inc. | 0.5386 | 0.1056 | -410% | 11Weak | $30M |
| GRAN Grande Group Limited Class A Ordinary Shares | 1.20 | 0.0368 | -3159% | 14No options | $30M |
| COHN Cohen & Company Inc. | 10.23 | 141.88 | +93% | 29No options | $33M |
| NCPL Netcapital Inc. | 1.41 | - | - | 15No options | $11M |
| NCTY The9 Limited | 2.54 | 13.54 | +81% | 25No options | $39M |
| DOMH Dominari Holdings Inc. | 1.64 | 11.43 | +86% | 24Weak | $40M |
| HGBL Heritage Global Inc. | 1.28 | 8.84 | +86% | 34No options | $44M |
| CANG Cango Inc. | 1.22 | - | - | 10Weak | $48M |
| MATH Metalpha Technology Holding Limited | 1.04 | 6.44 | +84% | 28No options | $49M |
⚖ Compare PLUT with 7 of them All Financial Services stocks →
Scan the whole market the same way
A free GLS Equity account gets you nightly fair value and the Wheel Score on ~7,400 US stocks, a watchlist, the scanner preview and the Sunday Scan - the top 10 stocks that pass all 9 Wheel Trade Filters, emailed every week. Pro adds the full put and call scanners, unlimited watchlists with alerts and the trade journal.
Start free See the Sunday ScanQuestions about PLUT
Is PLUT undervalued right now?
No: at 1.27 the stock trades 255% above the GLS average fair value of 0.3573 (data as of 5 Nov 2026), well beyond what trailing earnings, cash flow and book value support.
What is the Wheel Score of PLUT and what does it mean?
PLUT has no listed options in our nightly snapshot, so it cannot be wheeled; it fails the first Wheel Trade Filter (options that actually trade), stays under 70 and is shown as "No options".
What is the GLS fair value for PLUT?
0.3573 per share as of 5 Nov 2026 - the simple average of the 1 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Plutus Financial Group Limited report earnings next?
No upcoming earnings date is recorded for PLUT in our calendar as of 5 Nov 2026; the Calendars page is refreshed every morning.
Does PLUT have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on PLUT, so the wheel strategy cannot be run on it and the Wheel Score stays under 70.