Stock fact sheet · data as of
Bob's Discount Furniture, Inc. (BOBS): fair value, margin of safety and Wheel Score
Consumer Cyclical · Specialty Retail · United States · Speculative / Distressed
Is BOBS undervalued?
At 14.78 (close of 16 Oct 2026), BOBS trades 42% below the GLS average fair value of 25.69. That average comes from 8 models run on the latest filings, and 4 of them land above the current price. Margins of safety over 30% are the exception rather than the rule across the ~7,400 stocks we value each night, so the number earns Bob's Discount Furniture, Inc. the full Value points in the Wheel Score - and a closer look at what the market is pricing in.
The 8 models disagree widely: DCF gives 7.27 while GLS Growth gives 62.62. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files BOBS under Speculative / Distressed - negative earnings or a Piotroski score of 3 or less - which caps its Wheel Score at 45 and keeps it out of the Sunday Scan.
Nine valuation models for BOBS
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 7.27 | -51% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 9.67 | -35% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 35.92 | +143% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 14.02 | -5% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 62.62 | +324% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 29.33 | +98% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 35.29 | +139% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 11.37 | -23% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -9.00 | -161% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 20.75 | +40% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is weak: BOBS passes 0 of the nine Piotroski tests. Our screens drop the stock at the health rule; a low score is often the reason a stock looks cheap on the valuation models. The GLS Moat score is 7.3 out of 10: a ten-year record that is consistent in some of the metrics the score tracks (revenue, earnings, margins, cash flow, returns on capital) and patchy in others.
Returns on capital are high - ROIC 21.6%, ROE 74.3%, ROA 6.7% - with debt at 2.43 times equity and a free-cash-flow yield of 6.0%. Debt of 2.43 times equity is on the high side for the sector and is worth checking against the cash flow before treating the stock as a long-term hold.
Bob's Discount Furniture, Inc. pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Reportable 100% (quarter Q2 FY2026).
Institutional ownership scores 10/10, insider activity 1/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 0 / 9 | ROIC | 21.6% |
|---|---|---|---|
| GLS Moat | 7.3 / 10 | ROE | 74.3% |
| Debt / equity | 2.43 | ROA | 6.7% |
| Free-cash-flow yield | 6.0% | Payout ratio | 0% |
| Institutions | 10 / 10 | Insiders · Congress | 1 · 5 / 10 |
Wheel Score 45: Weak
BOBS scores 45 out of 100 on the Wheel Score, in the Weak band (under 50), capped at 45 because the engine files it as Speculative / Distressed. Value 25/25, Health 0/20, Moat 11/15, Premium 15/20, Stability 12/20. The score is not a judgement on the company; it says the price, quality and premium do not line up for selling puts on it today.
Implied volatility is 78% on the near-the-money contracts 20-60 days out - above the 60% ceiling of the sweet spot. Premiums are large, but the Wheel Score tapers the Premium points (15 of 20) because volatility this high usually comes with a reason. Chain open interest is thin - 1,197 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 687k shares a day on a market cap of $1.9B, with a beta of 2.01 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 12 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 42% margin of safety | |
| Health | 0 / 20 | Piotroski 0/9 | |
| Moat | 11 / 15 | moat 7.3/10 | |
| Premium | 15 / 20 | implied volatility 78% | |
| Stability | 12 / 20 | 687k shares/day, $1.9B cap, beta 2.01 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
The next earnings report is due on 5 Nov 2026, 20 days away; a 30-45-day put sold today would expire after it, which is worth weighing against the premium.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Specialty Retail
The 12 companies below are the closest to Bob's Discount Furniture, Inc. by market cap within the Specialty Retail industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| RH Rh | 110.99 | 166.01 | +33% | 78Good | $2.1B |
| RVLV Revolve Group, Inc. | 21.60 | 22.17 | +3% | 63Fair | $1.5B |
| SBH Sally Beauty Holdings, Inc. | 16.11 | 44.11 | +63% | 86Prime | $1.5B |
| SVV Savers Value Village, Inc. | 9.35 | 6.22 | -50% | 53Fair | $1.4B |
| ARHS Arhaus, Inc. | 10.13 | 7.59 | -34% | 50Fair | $1.4B |
| AAP Advance Auto Parts, Inc. | 43.92 | 22.19 | -98% | 52Fair | $2.7B |
| EYE National Vision Holdings, Inc. | 17.66 | 11.74 | -50% | 61Fair | $1.4B |
| LQDT Liquidity Services, Inc. | 44.09 | 29.25 | -51% | 50Fair | $1.4B |
| RERE ATRenew Inc. | 3.98 | 20.92 | +81% | 39No options | $1.3B |
| WRBY Warby Parker Inc. | 24.92 | 3.62 | -588% | 48Weak | $3.1B |
| MNSO MINISO Group Holding Limited | 10.58 | 47.12 | +78% | 81Prime | $3.2B |
| HZO MarineMax, Inc. | 52.35 | 31.35 | -67% | 39Weak | $1.2B |
⚖ Compare BOBS with 7 of them All Consumer Cyclical stocks →
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Start free See the Sunday ScanQuestions about BOBS
Is BOBS undervalued right now?
By the GLS models, yes: at 14.78 the stock is 42% below the average fair value of 25.69 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of BOBS and what does it mean?
BOBS scores 45 out of 100 (Weak). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for BOBS?
25.69 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Bob's Discount Furniture, Inc. report earnings next?
The next earnings report is due on 5 Nov 2026, 20 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does BOBS have listed options, and how liquid are they?
Yes. The nightly snapshot found 108 listed contracts with 1,197 open interest across all expiries and implied volatility of 78% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.