Stock fact sheet · data as of
UFP Industries, Inc. (UFPI): fair value, margin of safety and Wheel Score
Basic Materials · Paper, Lumber & Forest Products · United States · Value
Is UFPI undervalued?
At 75.75 (close of 16 Oct 2026), UFPI trades 11% under the GLS average fair value of 85.13. 4 of the 9 models that produced a value land above the price. A discount of this size counts as a positive margin of safety in every GLS screen; whether it is enough depends on the rest of the picture - the health score, the moat and the option premium below.
The 9 models disagree widely: GLS Growth gives 12.87 while Graham Growth gives 209.57. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files UFPI under Value: positive earnings at a P/E of 18 or less.
Nine valuation models for UFPI
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 71.09 | -6% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 73.51 | -3% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 209.57 | +177% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 88.49 | +17% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 12.87 | -83% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 150.22 | +98% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 90.58 | +20% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 21.04 | -72% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 48.84 | -36% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 24.19 | -68% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 99.00 | +31% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - UFPI passes 6 of the nine Piotroski tests, which passes the Sunday Scan's "6 or more" rule. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is low at 4.0 out of 10, which says the ten-year record of revenue, earnings, margins and returns on capital has been inconsistent - growth and shocks rather than steady compounding.
Returns on capital are moderate - ROIC 8.9%, ROE 9.6%, ROA 7.3% - with debt at 0.07 times equity and a free-cash-flow yield of 6.3%.
The dividend yield is 1.89% at a payout ratio of 33%; for a wheel trader holding assigned shares the dividend adds to the covered-call premium, and the ex-dividend date is worth knowing before a call is sold. Revenue comes mainly from Retail 45%, Site Built 29%, Industrial 25% (quarter Q2 FY2026).
Institutional ownership scores 10/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 8.9% |
|---|---|---|---|
| GLS Moat | 4.0 / 10 | ROE | 9.6% |
| Debt / equity | 0.07 | ROA | 7.3% |
| Free-cash-flow yield | 6.3% | Payout ratio | 33% |
| Institutions | 10 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 71: Good
UFPI scores 71 out of 100 on the Wheel Score (Good band, 65-79). The score blends the margin of safety (Value, 17/25), Piotroski health (13/20), the GLS moat (6/15), the option premium on offer (20/20) and how easily the stock trades (15/20). Moat (6/15) is the part holding the score back.
Implied volatility is 37% on the near-the-money contracts 20-60 days out - inside the 35-60% range the Wheel Score pays full marks for: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is thin - 485 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 491k shares a day on a market cap of $4.2B, with a beta of 1.22 - a high beta, so the stock tends to move more than the market and a strike can be gapped through; the Stability part of the Wheel Score gives that 15 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 17 / 25 | 11% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 6 / 15 | moat 4.0/10 | |
| Premium | 20 / 20 | implied volatility 37% | |
| Stability | 15 / 20 | 491k shares/day, $4.2B cap, beta 1.22 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
UFP Industries, Inc. reports earnings on 28 Oct 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Paper, Lumber & Forest Products
The 12 companies below are the closest to UFP Industries, Inc. by market cap within the Paper, Lumber & Forest Products industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| LPX Louisiana-Pacific Corporation | 69.39 | 21.35 | -225% | 51Fair | $4.9B |
| WFG West Fraser Timber Co. Ltd. | 63.92 | 37.59 | -70% | 41Weak | $4.9B |
| BCC Boise Cascade Company | 75.48 | 74.85 | -1% | 64Fair | $2.6B |
| SUZ Suzano S.A. | 8.56 | 47.28 | +82% | 82Prime | $10.6B |
| SLVM Sylvamo Corp | 32.11 | 71.31 | +55% | 74Good | $1.3B |
| IP International Paper Company | 34.09 | 23.45 | -45% | 45Weak | $18.1B |
| INPAP International Paper Company PFD $4 | 72.00 | 26.52 | -171% | 23No options | $24.0B |
| CLW Clearwater Paper Corporation | 19.30 | 52.96 | +64% | 45Weak | $311M |
| KEWL Keweenaw Land Association, Limited | 75.00 | 0.7775 | -9546% | 24No options | $84M |
| MERC Mercer International Inc. | 0.2004 | - | - | 41Weak | $13M |
| JCTC Jewett-Cameron Trading Company Ltd. | 2.92 | 6.51 | +55% | 39No options | $10M |
| NWGL CL Workshop Group Limited | 0.2210 | 0.7237 | +69% | 39No options | $4M |
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Start free See the Sunday ScanQuestions about UFPI
Is UFPI undervalued right now?
By the GLS models, moderately: at 75.75 the stock trades 11% below the average fair value of 85.13 (data as of 16 Oct 2026).
What is the Wheel Score of UFPI and what does it mean?
UFPI scores 71 out of 100 (Good). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for UFPI?
85.13 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does UFP Industries, Inc. report earnings next?
The next earnings report is due on 28 Oct 2026 (after the close), 12 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does UFPI have listed options, and how liquid are they?
Yes. The nightly snapshot found 176 listed contracts with 485 open interest across all expiries and implied volatility of 37% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.