Stock fact sheet · data as of
Ategrity Specialty Holdings LLC (ASIC): fair value, margin of safety and Wheel Score
Financial Services · Insurance - Property & Casualty · United States · High Growth
Is ASIC undervalued?
Ategrity Specialty Holdings LLC (ASIC) closed at 26.87 on 16 Oct 2026. The GLS average fair value - the simple average of the 8 valuation models that produced a positive number - is 67.08, which puts the price 60% below it. 6 of the 8 models value the shares above the current price. A gap this wide is rare in our universe of ~7,400 US stocks and is exactly what the Value part of the Wheel Score rewards; it is also where the question "why is it this cheap?" matters most.
The 8 models disagree widely: EPV gives 24.71 while GLS Growth gives 136.16. A spread that wide means the average is sensitive to which methods you trust; the model table below shows where each one lands, and the Quote page lets you switch any of them off.
The nightly engine files ASIC under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for ASIC
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 104.10 | +287% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 26.31 | -2% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 89.16 | +232% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 36.14 | +34% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 136.16 | +407% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 48.42 | +80% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 71.61 | +166% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | - | - | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend; no value tonight |
| EPV | 24.71 | -8% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | -5.67 | -121% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 29.50 | +10% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
Financial health is average - ASIC passes 6 of the nine Piotroski tests, which passes the Sunday Scan's "6 or more" rule. The Financials tab on the Quote page shows which tests fail. The GLS Moat score is 9.8 out of 10, built from ten years of revenue, earnings, margins, cash flow, share count and returns on capital scored for consistency - a high reading that points to a durable business.
Returns on capital are high - ROIC 12.0%, ROE 12.0%, ROA 5.0% - with debt at 0.00 times equity and a free-cash-flow yield of 6.7%.
Ategrity Specialty Holdings LLC pays no dividend, so the DDM model does not apply and a covered-call holder earns only the premium and any price gain. Revenue comes mainly from Reportable 100% (quarter Q2 FY2026).
Institutional ownership scores 2/10, insider activity 10/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 12.0% |
|---|---|---|---|
| GLS Moat | 9.8 / 10 | ROE | 12.0% |
| Debt / equity | 0.00 | ROA | 5.0% |
| Free-cash-flow yield | 6.7% | Payout ratio | 0% |
| Institutions | 2 / 10 | Insiders · Congress | 10 · 5 / 10 |
Wheel Score 39: No options
ASIC has no listed options in the nightly snapshot, so there is nothing to sell and the stock cannot be wheeled however good the business; the Wheel Score is capped at 39 and shown as "No options" (39 here). The valuation and quality numbers still apply to owning the shares outright.
Volume runs at 102k shares a day on a market cap of $1.3B, with a beta of -0.63 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 8 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 25 / 25 | 60% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 15 / 15 | moat 9.8/10 | |
| Premium | 0 / 20 | no option data | |
| Stability | 8 / 20 | 102k shares/day, $1.3B cap, beta -0.63 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
Ategrity Specialty Holdings LLC reports earnings on 21 Oct 2026 (after the close) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Insurance - Property & Casualty
The 12 companies below are the closest to Ategrity Specialty Holdings LLC by market cap within the Insurance - Property & Casualty industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| UVE Universal Insurance Holdings, Inc. | 46.70 | 199.23 | +77% | 83Prime | $1.3B |
| AFGE American Financial Group, Inc. | 16.16 | 118.35 | +86% | 39No options | $1.3B |
| TRUP Trupanion, Inc. | 26.73 | 23.57 | -13% | 63Fair | $1.2B |
| UFCS United Fire Group, Inc. | 55.48 | 141.85 | +61% | 75Good | $1.4B |
| BOW Bowhead Specialty Holdings Inc. | 34.01 | 94.11 | +64% | 39No options | $1.1B |
| AFGC American Financial Group, Inc. | 18.09 | 120.23 | +85% | 39No options | $1.5B |
| HRTG Heritage Insurance Holdings, Inc. | 36.61 | 198.51 | +82% | 79Good | $1.1B |
| SAFT Safety Insurance Group, Inc. | 103.94 | 196.31 | +47% | 72Good | $1.5B |
| STC Stewart Information Services Corporation | 50.84 | 67.19 | +24% | 75Good | $1.6B |
| KMPB Kemper Corporation 5.875% Fixed | 24.76 | 90.04 | +73% | 39No options | $1.7B |
| KMPR Kemper Corporation | 28.42 | 89.68 | +68% | 45Weak | $1.7B |
| HIPO Hippo Holdings Inc. | 35.26 | 130.72 | +73% | 68Good | $930M |
⚖ Compare ASIC with 7 of them All Financial Services stocks →
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Start free See the Sunday ScanQuestions about ASIC
Is ASIC undervalued right now?
By the GLS models, yes: at 26.87 the stock is 60% below the average fair value of 67.08 (data as of 16 Oct 2026). Whether the discount is deserved is the question to research next.
What is the Wheel Score of ASIC and what does it mean?
ASIC has no listed options in our nightly snapshot, so it cannot be wheeled; its Wheel Score is capped at 39 and shown as "No options".
What is the GLS fair value for ASIC?
67.08 per share as of 16 Oct 2026 - the simple average of the 8 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does Ategrity Specialty Holdings LLC report earnings next?
The next earnings report is due on 21 Oct 2026 (after the close), 5 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does ASIC have listed options, and how liquid are they?
No. The nightly options snapshot found no listed contracts on ASIC, so the wheel strategy cannot be run on it and the Wheel Score is capped at 39.