Stock fact sheet · data as of
United States Lime & Minerals, Inc. (USLM): fair value, margin of safety and Wheel Score
Basic Materials · Construction Materials · United States · High Growth
Is USLM undervalued?
At 104.88 (close of 16 Oct 2026), USLM trades within a few percent of the GLS average fair value of 100.85 (4.0% above fair value). 9 models produced a value and they split 5 above the price to 4 below. A stock priced at fair value earns about half of the Wheel Score's Value points; the rest of the score comes from health, moat, premium and stability.
There is a wide gap between DDM (3.53) and GLS Growth (286.88). When the models are this far apart the "fair value" is really a range, and the margin of safety above should be read with that range in mind.
The nightly engine files USLM under High Growth: revenue and earnings growing fast enough that the growth-based models carry the valuation.
Nine valuation models for USLM
Each model turns the latest filed numbers into a value per share; the GLS fair value is the simple average of the ones that produce a positive number. The last two rows are shown for reference and never enter the average. The Quote page lets you switch any model off and add your own margin of safety.
| Model | Value | vs price | What it measures |
|---|---|---|---|
| DCF | 136.79 | +30% | Present value of the projected free cash flows, discounted at the cost of capital |
| Graham Number | 50.57 | -52% | The most a defensive investor pays for the earnings and book value per share |
| Graham Growth | 109.69 | +5% | Graham's growth formula: EPS × (8.5 + 2 × growth), adjusted for bond yields |
| Lynch | 36.18 | -66% | EPS × the earnings growth rate (PEG of 1), growth capped at 25% |
| GLS Growth | 286.88 | +174% | EPS compounded ten years at the blended growth rate, discounted back at 15% a year |
| 10 Cap | 105.22 | +0% | Owner's earnings (operating cash flow less maintenance capex) capitalised at 10% |
| Payback Time | 126.74 | +21% | Eight years of compounded free cash flow: the price at which the business pays for itself |
| DDM | 3.53 | -97% | Dividend discount model: next year's dividend ÷ (10% − 3% growth); needs a dividend |
| EPV | 52.07 | -50% | Earnings power value: current EPS capitalised at 9% with no growth |
| Zombie (liquidation) | 14.12 | -87% | Current assets less all liabilities, per share: the balance-sheet floor. Not in the average |
| Wall St target | 138.00 | +32% | Analysts' average 12-month price target. Not in the average |
Quality and financial health
United States Lime & Minerals, Inc. scores 6 of 9 on the Piotroski F-score: a middling result that passes the Sunday Scan's "6 or more" rule. Some of the nine tests on profitability, leverage and efficiency are failed, so the accounts are worth a look before selling a put on the name. A GLS Moat score of 9.2/10 puts USLM among the more durable businesses we track: over ten years the metrics the score watches (revenue, EPS, book value, margins, cash flow, ROIC) have mostly moved the right way, year after year.
Returns on capital are high - ROIC 21.2%, ROE 21.3%, ROA 19.7% - with debt at 0.01 times equity and a free-cash-flow yield of 3.1%.
The dividend yield is 0.23% with a payout ratio of 5% - a small yield that leaves most of the earnings in the business. Revenue comes mainly from Lime and Limestone Operations Segment 100% (quarter Q2 FY2026).
Institutional ownership scores 4/10, insider activity 5/10 and Congressional trading 5/10 on the GLS smart-money scales.
| Piotroski F-score | 6 / 9 | ROIC | 21.2% |
|---|---|---|---|
| GLS Moat | 9.2 / 10 | ROE | 21.3% |
| Debt / equity | 0.01 | ROA | 19.7% |
| Free-cash-flow yield | 3.1% | Payout ratio | 5% |
| Institutions | 4 / 10 | Insiders · Congress | 5 · 5 / 10 |
Wheel Score 68: Good
With a Wheel Score of 68 - the Good band - United States Lime & Minerals, Inc. falls just short of the Sunday Scan's "70 or higher" rule. The parts: Value 11/25, Health 13/20, Moat 14/15, Premium 20/20, Stability 10/20; Value (11/25) scores lowest.
Implied volatility is 42% on the near-the-money contracts 20-60 days out - inside the 35-60% range the Wheel Score pays full marks for: enough premium to be worth selling, not so much that the risk is unpaid. Chain open interest is thin - 366 contracts across every expiry - so fills at a fair price are not guaranteed; a 30-45-day put may not exist at a usable strike.
Volume runs at 110k shares a day on a market cap of $3.0B, with a beta of 0.65 - a low beta, so day-to-day moves are smaller than the market's; the Stability part of the Wheel Score gives that 10 of 20.
| Part | Points | From | |
|---|---|---|---|
| Value | 11 / 25 | -4% margin of safety | |
| Health | 13 / 20 | Piotroski 6/9 | |
| Moat | 14 / 15 | moat 9.2/10 | |
| Premium | 20 / 20 | implied volatility 42% | |
| Stability | 10 / 20 | 110k shares/day, $3.0B cap, beta 0.65 |
The Wheel Score ranks ~7,400 US stocks for selling cash-secured puts and covered calls; it is updated nightly and is not a recommendation. The walkthrough lesson shows how the score fits into a trade, start to finish.
Upcoming events
United States Lime & Minerals, Inc. reports earnings on 28 Oct 2026 (before the open) - inside the 14-day window the Sunday Scan avoids, because a put sold now would carry the report's gap risk.
Earnings, dividend, IPO, split and economic calendars for the whole market, filterable to your watchlists.
Similar stocks in Construction Materials
The 12 companies below are the closest to United States Lime & Minerals, Inc. by market cap within the Construction Materials industry, each with its own fact sheet; the Compare page puts up to eight of them side by side.
| Stock | Close | Fair value | MoS | Wheel | Mkt cap |
|---|---|---|---|---|---|
| KNF Knife River Corporation | 49.95 | 66.95 | +25% | 75Good | $2.8B |
| TTAM Titan America S.A. | 13.07 | 22.15 | +41% | 80Prime | $2.4B |
| GFF Griffon Corporation | 93.21 | 103.26 | +10% | 71Good | $4.3B |
| TREX Trex Company, Inc. | 44.37 | 39.48 | -12% | 67Good | $4.5B |
| FBIN Fortune Brands Innovations, Inc. | 39.96 | 30.61 | -31% | 60Fair | $4.8B |
| EXP Eagle Materials Inc. | 170.58 | 190.85 | +11% | 76Good | $5.2B |
| TGLS Tecnoglass Inc. | 36.77 | 40.23 | +9% | 65Good | $1.6B |
| BLDR Builders FirstSource, Inc. | 53.68 | 54.24 | +1% | 68Good | $5.8B |
| SSD Simpson Manufacturing Co., Inc. | 171.08 | 136.82 | -25% | 64Fair | $7.0B |
| AWI Armstrong World Industries, Inc. | 166.59 | 158.94 | -5% | 72Good | $7.0B |
| ACA Arcosa, Inc. | 147.01 | 99.18 | -48% | 47Weak | $7.2B |
| LOMA Loma Negra Compañía Industrial Argentina Sociedad Anónima | 10.12 | 1,794.37 | +99% | 72Good | $1.2B |
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Start free See the Sunday ScanQuestions about USLM
Is USLM undervalued right now?
Not meaningfully: at 104.88 the stock trades within a few percent of the GLS average fair value of 100.85 (4.0% above fair value, data as of 16 Oct 2026).
What is the Wheel Score of USLM and what does it mean?
USLM scores 68 out of 100 (Good). The Wheel Score blends the margin of safety (25 points), Piotroski health (20), the GLS moat (15), the option premium on offer (20) and trading stability (20) into one number that ranks stocks for the wheel strategy - selling cash-secured puts, then covered calls if assigned. 80 and above is Prime, 65-79 Good, 50-64 Fair, under 50 Weak.
What is the GLS fair value for USLM?
100.85 per share as of 16 Oct 2026 - the simple average of the 9 valuation models (out of nine: DCF, Graham Number, Graham Growth, Lynch, GLS Growth, 10 Cap, Payback Time, DDM and EPV) that produced a positive value. The models run every night on the latest filings; the Quote page lets you switch any of them off and add a margin of safety of your own.
When does United States Lime & Minerals, Inc. report earnings next?
The next earnings report is due on 28 Oct 2026 (before the open), 12 days from the data date of 16 Oct 2026. The Calendars page lists every upcoming report with its time of day.
Does USLM have listed options, and how liquid are they?
Yes. The nightly snapshot found 242 listed contracts with 366 open interest across all expiries and implied volatility of 42% on the near-the-money contracts. The Options scanner lists the cash-secured put and covered call set-ups with premium and annualised yield worked out.